MIDFLORIDA, Your Community Credit Union.

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Information for You

Business Fee Schedule

Free Business Checking
        No minimum balance
        $0.25 per transaction over
        500 free transactions1
  No monthly fee
Business Checking with Interest
        if balance falls below $5,000
        $0.25 per transaction over
        500 free transactions1
per month $25.00
Freedom Business Checking
        if balance falls below $100
        $0.25 per transaction over
        100 free transactions1
per month $25.00
Business Money Market
        No minimum balance
  No monthly fee
Business Savings
        if average daily balance falls below $1002
per month $10.00
Non-Profit Checking
        if average daily balance falls below $100
per month $3.00
Non-Profit Savings
        No minimum balance
  No monthly fee
Account Closing By Mail   $15.00
Account Research
        one hour minimum
per hour $10.00
Address Locator Fee per incident $5.00
Cash Advance on Foreign Credit Cards per transaction $5.00
Cashier's Check to Third Party - Member Fee per check $5.00
Check Copy Fee per item $2.00
Check Reject Fee (for poor print quality) per item $5.00
Check Replacement Fee
         non-member fee for cashier's check
per check $5.00
Checkbook Balancing Fee per hour $10.00
Coin Exchange/Cash Deposit Fee
         Members
         Non-members
 
per day
per day

5% of amount over $200
5% of amount
Deposit Correction Fee per incident $5.00
Deposit From Work3 (Remote Deposit Capture)
        software to process high-volume deposits
per month FREE
eStatement per month FREE
Excessive Debit Fee
         More than 6 withdrawals per month
         from savings or money market
per incident $25.00
Fax Machine Usage Fee per request $2.00
Foreign ATM Transaction
         (Inquiry, Loan Advance, Transfer, Withdrawal)
per item $2.00
Foreign Check Collection Fee
         Checks under $1,000.00 US Dollars
         Checks over $1,000.00 US Dollars

per item
per item

$5.00
$10.00
Fund Transfer by Phone
         charged if calling a branch or Help Desk
per transaction $5.00
Garnishment Fee per incident $100.00
Inactive Fee
         no activity on account for 12 months
per month $5.00
Insufficient Funds (NSF) Fee
        Returned Fee (MIDFLORIDA returned the item
         for which there were insufficient funds)
            Checks and ACH
        Paid (Overdraft) Fee (MIDFLORIDA paid the
        item for which there were insufficient funds)
            Checks and ACH
            ATM/Debit4
                First overdraft/mo.
                Second+ overdrafts/mo.



per item


per item

per item
per item



$30.00


$30.00

$10.00
$30.00
Levy Fee per incident $100.00
Loan Payment on Foreign Debit/Credit Card per transaction $5.00
or 3% of payment, whichever is greater
Membership Cancellation Fee
        charged if closed within 6 months
  $5.00
 
Money Order per item $3.00
Negative Balance Fee
        charged the sixth day the account is negative
per day $5.00
Night Deposit Lock Bag per item $25.00
Night Deposit Zipper Bag per item $5.00
Night Deposit Disposable Bags per item $0.50
Notary Fee - Non-members per visit $5.00
Online Banking per month FREE
Online Bill Payment per month FREE
Online Bill Pay Rush Services
         Expedited (ACH)
         Overnight (Check)

per item
per item

$5.00
$20.00
Courtesy Transfer Fee
        Savings and Checking
        Loan

per transfer
per transfer

$2.50
$10.00
Paper Statement Fee 5 per month $2.00
Phone Inquiry Fee
         charged if calling a branch or Help Desk
per call $1.00
Photo Credit Card Fee per item $5.99
Photo Debit Card Fee per item $5.99
Photo of ATM Transaction per photo $60.00
Photocopy Fee per page $0.25
Plastic Card Replacement Fee per item $5.00
Proprietary ATM Transaction - MIDFLORIDA per item FREE
Purchase Currency/Rolled coin per $100 $2.00
Reference Letters per request $5.00
Return of Deposit Item per item $15.00
Return Mail Fee per item $5.00
Safe Deposit Boxes 6
         10 x 10
         5 x 10
         3 x 10
         5 x 5
         3 x 5

per year
per year
per year
per year
per year

$100.00
$65.00
$50.00
$40.00
$35.00
Safe Deposit Box Key Deposit per box $5.00
Safe Deposit Box Key Replacement per incident $32.00
Safe Deposit Box Drilling per incident $128.00
Statement Copy/Account History
         fee for a prior statement copy or
         a printout of recent transaction history
per copy $1.00
Stop Payment Order per item $25.00
Temporary Checks (4) per set $5.00
Wire Transfer Fee – Domestic
         per wire
outgoing
incoming
$20.00
$10.00
Wire Transfer Fee - Foreign
         per wire
outgoing
incoming
$30.00
$10.00
  1. Multiple checks deposited in the same transaction will count as one transaction. Debit card transactions are excluded from transaction limits.
  2. Fee waived if member maintains an average daily balance of $100 in the account, or at least $50,000 in loans or $75,000 in cumulative deposits and/or loans. Fee will be deducted from your checking or savings account at our option.
  3. Must meet credit underwriting approval.
  4. If you have Check Advance and the item/transaction is $5 or less, you will not be charged an Overdraft Fee.
  5. The Paper Statement Fee can be avoided by signing up and accepting eStatements.
  6. The contents in your safe deposit box are safe but, unlike your accounts, they are not insured. Sizes listed are not available at all locations.

Effective 9/18/17

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