MIDFLORIDA, What A Bank Should Be.

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Business Fee Schedule

Basic Business Checking
        if balance falls below $2,500
        $0.25 per item over 100 free items		 per month $25.00
Free Business Checking
        No minimum balance
        $0.25 per item over 500 free items		   No monthly fee
Business Checking with Interest
        if balance falls below $5,000
        $0.25 per item over 500 free items		 per month $25.00
Non-Profit Checking per month $3.00
Business Savings
        if balance falls below $250		 per month $10.00
Insufficient Funds (NSF) Fee per item $30.00
Paid Insufficient Funds (Overdraft) Fee1 per item $30.00
ACH Insufficient Funds Fee per item $30.00
Paid ACH Insufficient Funds (Overdraft) Fee1 per item $30.00
Paid ATM/Debit Insufficient Funds (Overdraft) Fee1
         First overdraft/mo.
         Second+ overdrafts/mo.
per item
per item
$10.00
$30.00
Account Closing by mail   $15.00
Account Research (one hour minimum) per hour $10.00
Address Locator Fee per incident $5.00
American Express Travelers Checks2 per $100 $1.00
Cash Advance on Foreign Credit Cards per transaction $5.00
Cashier's Check to Third Party - Member Fee per check $5.00
Check Copy Fee per item $2.00
Check Images on CD Fee per month $25.00
Check Reject Fee per item $5.00
Check Replacement Fee
         non-member fee for cashier's check		 per check $5.00
Checkbook Balancing Fee per hour $10.00
Coin Exchange / Cash Deposit Fee
         Members
         Non-members		  
per day
per day
5% of amount over $200
5% of amount
Deposit Correction Fee per incident $5.00
Deposit From Home
        Ideal for personal and low-volume deposits
        0-14
        15-29
        30+

per month
per month
per month

FREE
$10.00
$15.00
Deposit From Work
        Includes scanner and software to process
        high-volume deposits		 per month $90.00
eStatement per month FREE
Extended eStatement Archival Fee per year $10.00
Excessive Debit Fee
         More than 6 withdrawals per month from
        savings or money market		 per incident $25.00
Fax Machine Usage Fee per request $2.00
Foreign Check Collection Fee
         Checks under $1,000.00 US Dollars
         Checks over $1,000.00 US Dollars
per item
per item
$5.00
$10.00
Fund Transfer by Phone
         charged if calling a branch or Help Desk		 per transaction $5.00
Garnishment Fee per incident $100.00
Inactive Fee
         no activity on account for 12 months		 per month $5.00
Levy Fee per incident $100.00
Loan Payment on Foreign Debit/Credit Card per transaction $5.00
or 3% of payment, whichever is greater
Membership Cancellation Fee
         Business Checking (all types)*
         Business Savings*
        *if closed within 6 months of account opening		  
$50.00
$50.00
 
Money Order per item $5.00
Negative Balance Fee
        charged the sixth day the account is negative		 per day $5.00
Night Deposit Lock Bag per item $25.00
Night Deposit Zipper Bag per item $5.00
Night Deposit Disposable Bags per item $0.50
Notary Fee - Non-members per visit $5.00
Online Banking per month FREE
Online Bill Payment per month $4.95
Online Bill Pay History on CD per request $25.00
Online Bill Pay Rush Services
         Expedited (ACH)
         Overnight (Check)
per item
per item
$5.00
$20.00
Overdraft Transfer (savings) per transfer $2.50
Overdraft Transfer (loan) per transfer $10.00
Paper Statement Fee 3 per month $2.00
Phone Inquiry Fee
         charged if calling a branch or Help Desk		 per call $1.00
Photocopy Fee per page $0.25
Purchase currency / rolled coin per $100 $2.00
Reference Letters per request $5.00
Return of Deposit Item per item $10.00
Return Mail Fee per item $5.00
Safe Deposit Boxes 4
         10 x 10
         5 x 10
         3 x 10
         5 x 5
         3 x 5
per year
per year
per year
per year
per year
$100.00
$65.00
$50.00
$40.00
$35.00
Safe Deposit Box Key Deposit per box $5.00
Safe Deposit Box Key Replacement per incident $32.00
Safe Deposit Box Drilling per incident $128.00
Statement Copy / Account History
         fee for a prior statement copy or a printout of
         recent transaction history		 per copy $1.00
Stop Payment Order per item $25.00
Wire Transfer Fee – Domestic
         per wire		 outgoing
incoming		 $20.00
$10.00
Wire Transfer Fee - Foreign
         per wire 		outgoing
incoming		 $30.00
$10.00
Directo a México - ACH Transfer per transaction $1.00
Foreign ATM Transaction
         (Inquiry, Loan Advance, Transfer, Withdrawal)		 per item $2.00
Proprietary ATM Transaction - MIDFLORIDA per item FREE
Photo of ATM Transaction per photo $60.00
Plastic Card Replacement Fee per item $5.00
Photo Debit Card Fee per item $5.99
Photo Credit Card Fee per item $5.99
  1. If you have Check Advance and overdraft your account by $5 or less, you will not be charged a Paid Insufficient Funds Fee. Check Advance is available upon approval from Business Services.
  2. Available by pre-order only or at the Tower branch.
  3. The Paper Statement Fee can be avoided by signing up and accepting eStatements.
  4. The contents in your safe deposit box are safe but, unlike your accounts, they are not insured. Sizes listed are not available at all locations.