MIDFLORIDA, What a Bank Should Be.

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Checking

We make it easy to manage your banking with standard services that are free with every checking, including free debit card transactions, free online banking and free eStatement to name a few.

Find the account that’s best for you.

Take a look at the many options below to easily find the account that appeals to you. We think you’ll agree MIDFLORIDA offers some of the best checking accounts in Florida.

Get $77 with a new checking!

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Free Checking

When we say free, we really mean it! There’s no fee to use this account, whatsoever. Plus, you’ll gain access to additional services, such as overdraft protection up to $1,000 with Courtesy Pay and free Bill Pay, to help you easily handle your money. Learn more

Relationship Checking

This interest-bearing account offers a host of perks when you maintain a banking relationship. By keeping a certain level of deposits or loans with us, you’ll be rewarded with special discounts, waived fees and other extras. Or, if you’re over the age of 65, you’ll receive this account for free without any requirements. Learn more

Debit Card Banking

The perfect option when all you want is to load your debit card and spend your cash. This simplified account gives you what you want, like a load & go debit card and free mobile banking, without all the extras you don’t. Learn more

Freedom Banking

Freedom Banking is the great choice for those who want a fresh start. The account comes with a free debit card, free eStatement and a convenient option to avoid the $2 monthly fee. Plus, after a year of good account standing, you can upgrade to a different account. Learn more

Rated T for Teen Checking

Perfect for teens, RT4T offers easy access to your money and no monthly service charge. Sweet, right? Plus, you’ll enjoy a load of freebies like free transactions at Publix Presto! ATMs and free check cashing. Learn more

Debit Card

The MIDFLORIDA Debit Card makes shopping convenient. There’s no bulky checkbook to tote around and it’s safer than carrying cash. Plus, you can sign up for a rewards program that allows you to earn cash for yourself, a school or a green cause. Learn more