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Checking
We make it easy to manage your banking with standard services that are free with every checking, including free debit card transactions, free online banking and free eStatement to name a few.
Find the account that’s best for you.
Take a look at the many options below to easily find the account that appeals to you. We think you’ll agree MIDFLORIDA offers some of the best checking accounts in Florida.
No Surprises Checking
For those who want perks without having to maintain a minimum balance, No Surprises Checking will give you the most bang for your buck. Instead of paying for everyday banking services separately, we’ve included several features with your checking at no extra cost. Learn more
Relationship Checking
This interest-bearing account offers a host of perks when you maintain a banking relationship. By keeping a certain level of deposits or loans with us, you’ll be rewarded with special discounts, waived fees and other extras. Or, if you’re over the age of 65, you’ll receive this account for free without any requirements. Learn more
Free Checking
When we say free, we really mean it! There’s no fee to use this account, whatsoever. Plus, you’ll gain access to additional services, such as overdraft protection up to $1,000 with Courtesy Pay and free Bill Pay, to help you easily handle your money. Learn more
Freedom Banking
Freedom Banking is the perfect choice for those who want a fresh start. The account comes with a free debit card, free eStatement and a convenient option to avoid the $2 monthly fee. Plus, after a year of good account standing, you can upgrade to a different account. Learn more
Rated T for Teen Checking
Perfect for teens, RT4T offers easy access to your money and no monthly service charge. Sweet, right? Plus you’ll enjoy a load of freebies like free transactions at Publix Presto! ATMs and free check cashing. Learn more
Debit Card
The MIDFLORIDA Debit Card makes shopping convenient. There’s no bulky checkbook to tote around and it’s safer than carrying cash. Plus, you can sign up for a rewards program that allows you to earn cash for yourself, a school or a green cause. Learn more