MIDFLORIDA, What a Bank Should Be.

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$77 Cash with Free Checking

No tricks, no angles, no hidden fees – just a checking account that offers you everything you need – FOR FREE! And for a limited time, you can get $77 cash when you open a Free Checking account and set up direct deposit.

Bonus! Many of our other checking accounts qualify for $77 cash, too: Relationship, Investor and Debit Card Banking.

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Plus, get a free photo debit card with your new checking account. Visit a branch to open your new account today.

A $5 deposit is required for membership with MIDFLORIDA. Credit approval required. Offer valid as of September 1, 2013 and may be cancelled without notice. Minimum to open Free Checking is $50. A $2 fee will apply if you choose to receive your monthly account statement in paper form. Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the $77 incentive. In addition to opening a new Free Checking account, you must accept and open online banking, online bill payment, eStatement, eNotice, direct deposit (cumulative $500 which must post to account within 45 days of account opening) and a debit card. The $77 will be deposited to new checking account after the qualifications have been met and will be reported to the IRS. All incentives will be reported to the IRS.

Freedom Banking accounts do not qualify for $77 incentive. To get the $77 incentive with a Debit Card Banking account, you must complete 5 debit card purchase transactions and sign up for direct deposit (cumulative $250 for 21 & under, cumulative $500 for 22 & over) which must post within the first 45 days. If you are 21 & under and cannot fulfill the direct deposit requirement, you can qualify for a lesser incentive of $25 by completing 5 debit card purchase transactions within 45 days.

Free photo debit card not available with new Freedom Banking accounts. Additional photo cards may incur a fee.