MIDFLORIDA, Your community credit union.

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Information for You

Relationship Checking

An interest-bearing account that offers a host of preferred benefits.

Rewarding your banking relationship

For a premium checking account that pays dividends and offers exclusive perks, try Relationship Checking. You’ll enjoy free checks, discounts on safe deposit box rentals, free cashier’s checks and much more. You can keep your account free from fees by maintaining a minimum balance or certain loan requirements. Or if you are 65 years or over, you can receive Relationship Checking for free.

Are dividends paid? Yes
Are there any fees? $0 – providing you have a relationship with MIDFLORIDA by maintaining $1,500 in Relationship Checking or a combined minimum balance of $10,000 in deposits or loans.
A $2 fee will apply if you choose to receive your monthly account statement in paper form. Fee waived for members 65 and over.
Minimum account balance? $0
Minimum to open account? $500
A minimum savings account of $5.00 is required to open any type of checking account.

Features

  • Free Debit Card
  • Free Debit Card Rewards
  • Free Custom Checks
  • Free eStatement
  • Free Extended eStatement Archival for 5 years
  • Free Online Banking
  • Free Online Check Images
  • Free Online Bill Pay
  • Free Mobile Banking
  • Free Cashier’s Checks
  • Free Publix Presto! ATM Transactions
  • No per transaction or per check charges
  • 25% discount on safe deposit box rental
  • Free overdraft transfers from savings
  • Option for overdraft protection
  • Option for Courtesy Pay – up to $1000 limit

If account holder does not qualify to receive Relationship Checking for free and chooses to pay the monthly fee, the account will not qualify for free cashier’s checks.

View MIDFLORIDA’s fee schedule.