MIDFLORIDA, What a Bank Should Be.

View All Branches

Locate a Branch/ATM

Geolocate ZipCode

Information for You

Rated T For Teen Checking

RT4T is a completely free checking account for teens and young adults through age 22.

Financial Freedom

Hey teens…check out this checking account that’s anything but ordinary. It’s designed specifically with you in mind, with no fees to pay and no minimum balance to keep up with! Plus, manage your money your way with a free debit card, free text banking and free mobile banking.

Follow us on Facebook, Twitter (@RT4T) and Instagram (@RT4T) to be the first to know about our awesome giveaways, and to learn more about banking responsibly.


Available for members age 10-22.

Are dividends paid? No. However, the primary savings account does earn dividends.
Are there any fees? $0
A $2 fee will apply if you choose to receive your monthly account statement in paper form. Fee waived for members 18 and under. Fees for overdrafts and using other financial institution ATMs will still apply.
Minimum account balance? $0
Minimum to open account? $25
A minimum savings account of $5.00 is required to open any type of checking account.

View MIDFLORIDA’s fee schedule.