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FAQ

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Free Checking

Free checking is your gateway to your personal account with MIDFLORIDA. There's no minimum balance requirement, no per-check charges and no monthly service fees. Plus, you can get overdraft protection on your checking account and never have to worry about overdrawing your account.

Are dividends paid? No
Are there any fees? No monthly service fee exists for this account. (However, should your savings account balance fall below $100 a deterrent fee of $5.00 per month will be charged against your account.)
Minimum account balance? No minimum account balance is required.
Minimum to open account? $50 (A minimum savings account of $5.00 is required to open any type of checking account.)
Are there any other benefits?
  • Free Debit Card
  • Free Online Banking
  • Free Online Bill Pay
  • Free E-statement
  • Optional Overdraft Protection
 

 

Your savings federally insured to at least $100,000 and backed
by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency.

  Equal Housing Lender.
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