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Relationship Checking

Relationship Checking offers numerous rewards for the member who maintains a financial relationship with MIDFLORIDA. To qualify, you must maintain a combined minimum balance of $10,000 in deposits or loans or $1500 in Relationship Checking. If the relationship exists, you can enjoy Relationship Checking for FREE. Or if you prefer, you can pay a nominal fee and still enjoy the many benefits.

Are dividends paid? Yes
Are there any fees? $0 - providing you have a relationship with MIDFLORIDA as explained above. $12 per month if the relationship does not exist.
Minimum account balance? $0
Minimum to open account? $500 (A minimum savings account of $5.00 is required to open any type of checking account.)
Receive these additional benefits when you maintain the account criteria:
  • Free Debit Card
  • Free Custom Checks
  • Free E-statement
  • Free Online Banking
  • Free Online Bill Pay
  • Pay no NSF fees for checks*
  • Free Money Orders
  • Free Travelers Cheques
  • Free Cashier's checks
  • No per transaction or per check charges
  • 25% discount on safe deposit box rental
  • Option for overdraft protection
 

*Available after account has been open for six months. Accounts that qualify for this Courtesy Pay program are not charged an NSF on checks and can take their account negative up to $500. A negative balance fee may apply if the account remains negative for more than five business days. You may opt out of the Courtesy Pay program by contacting the Help Desk at 866-913-FREE.

 

Your savings federally insured to at least $100,000 and backed
by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency.

  Equal Housing Lender.
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