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Certificates

Flex Certificates
Earn higher dividends with flexible terms, and the rate will be guaranteed for the term you select.
Term: One-to-60 months
Minimum Deposit: $1,000

Fed Funds Certificates
Maintain your feeling of security while taking advantage of the market fluctuations to earn a higher yield on your investment. Rate reprices daily.* Currently not being offered.
Term: 12 months
Minimum Deposit: $5,000

Callable Certificates
From time to time, MIDFLORIDA offers premium yield certificates known as "Callable Certificates." Callable Certificates are guaranteed for a pre-determined time frame, but may be "called" by the credit union for redemption by the member after an initial investment of six months. Currently not being offered.
Term: Varies
Minimum Deposit: Varies

Outrageous College
As a benefit to the Outrageous Checking account, you'll be able to save for college by earning more on your savings. You'll earn bonus basis points on top of the standard rate. Plus, unlike other certificates, you can continue to make deposits into your certificates.
Term: 1-5 years
Minimum Deposit: $500

Learn more about Certificate Rates

 

Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency.

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