- Quick, local approvals
- Convenient terms
- Low interest rates
- Excellent customer service
Serving Central Florida with branches in: Lakeland, Winter Haven, Auburndale, Bartow, Haines City, Lake Placid, Lake Wales, Wauchula, Okeechobee, Sebring, and Arcadia.
Now's the time to make your purchase and get
a great low rate!
Home Mortgage
If you have found the right home for you, then find the right mortgage. Apply for a 5/1 Adjustable Rate Mortgage with MIDFLORIDA Credit Union and enjoy a low 3.99% Annual Percentage Rate.
Home Refinancing
Put the equity in your home to work for you. Use the money to cover expenses or make home improvements. You get the same low 3.99% Annual Percentage Rate and have lower payments for the first five years. Apply now before rates go back up!
*A minimum savings account is required for membership with MIDFLORIDA. Offer valid as of April 20, 2010 and is subject to change without notice. This offer does not apply for the refinance of existing MIDFLORIDA loans. Offer cannot be combined with any other MIDFLORIDA promotion and is subject to credit approval. Other rates and terms available. The 3.99% Annual Percentage Rate (APR) is available on a 5/1 Adjustable Rate Mortgage (ARM). Minimum credit score of 720 is required for the advertised rate. Example: On a 30-year ARM for $95,000 with 5% down payment and initial interest rate of 3.78% (which is a discounted rate) with an APR of 3.99%, the first 60 principal and interest payments would be $491.95 including $50.37 per month for Private Mortgage Insurance. The interest may adjust thereafter, with a maximum lifetime interest rate of 7.78%. MIDFLORIDA is an equal housing lender.
Equal Housing Opportunity.