Secured Visa |
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| Annual Percentage Rate (APR) for purchases |
17.99% | Get Your Card Today!Call the Help Desk or go to your branch to find out more info and to apply. New to MIDFLORIDA? Find a branch near you. |
| Other APRs | Cash Advance APR: 17.99% Balance Transfer APR: 17.99% |
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| Variable-rate information | N/A | |
| Grace Period for Repayment of Balances for Purchases | 25 days | |
| Method of Computing the Balance for Purchases | Average Daily Balance (including new purchases) | |
| Annual Fees | $50.00 Inactive fee: $5 will be charged to your account for any 90 day period that you do not use your card to make a purchase or cash advance. |
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| Minimum Finance Charge | None | |
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Late Payment Fee: You will be charged a late fee of 5% (minimum of $10) of the late payment amount for each billing period in which your minimum payment is not received within 5 days after the Payment Due Date. Cash Advance Fee: 1% (minimum $10) may be charged for each cash advance, minimum cash advance amount $100. Over Credit Limit Fee: If your balance exceeds your credit limit, a fee of 10% of the amount you are over-limit (minimum of $10) will apply. International Transaction Fee: If a foreign transaction involves a currency conversion, a fee of 1% of the transaction amount will be assessed. If the foreign transaction does not involve a currency conversion, a fee of 0.8% of the transaction amount will be assessed. Card Replacement Fee: You will be charged $10 to replace your card. Other fees may apply. Please see the disclosure that is given to you. The information is accurate as of August 1, 2008 and is subject to change after this date. Please contact us at Electronic Services Department, P.O. Box 8008, Lakeland, FL, 33802 for any changes in this information. |
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