Visa Platinum |
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| Annual Percentage Rate (APR) for purchases |
3.99%* for the first 6 months, after that rates as low as 9.99%** | |
| Other APRs | Cash Advance
APR: as low as 9.99% Balance Transfer APR: 3.99%* for the first 6 months, after that rates as low as 9.99% Penalty APR: 17.99%*** |
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| Variable-rate information | N/A | |
| Grace Period for Repayment of Balances for Purchases | 25 days on average | |
| Method of Computing the Balance for Purchases | Average Daily Balance (including new purchases) | |
| Annual Fees | None |
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| Minimum Finance Charge | None | |
| Late Payment Fee | None | |
| Cash Advance Fee | None | |
| Over Credit Limit Fee | None | |
| Balance Transfer Fee | None | |
| Return Check Fee | None | |
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International Transaction Fee: 1% will be assessed on transactions where the merchant country differs from the country of the card issuer. Other fees may apply. Please see the disclosure that is given to you. The above disclosure was printed on May 1, 2007. The information is accurate as of May 1, 2007 and is subject to change after this date. Please contact us at Electronic Services Department, P.O. Box 8008, Lakeland, FL, 33802 for any changes in this information. *Introductory rate applies only to initial credit card account at MIDFLORIDA. **Annual Percentage Rate will be determined by your credit worthiness. ***If a cardholder is 30 days delinquent for three times in a six month period, we may immediately increase the rate on the entire balance. |
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Equal Housing Lender.