Visa Platinum |
New Account Holder Terms and Conditions | |||||||
| Intro Rate for Purchases and Balance Transfers |
3.99%* for the first 6 months, after that: | |||||||
| Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances |
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| Other APRs | Balance Transfer APR: 3.99% for the first 6 months,
after that rates as low as 9.99% Penalty APR: 17.99% |
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| Variable-rate information | N/A | |||||||
| Grace Period for Repayment of Balances for Purchases | 25 days on average | |||||||
| Method of Computing the Balance for Purchases | Average Daily Balance (including new purchases) | |||||||
| Annual Fees | None | |||||||
| Minimum Finance Charge | None | |||||||
| Cash Advance Fee | None | |||||||
| Over Credit Limit Fee | None | |||||||
| Balance Transfer Fee | None | |||||||
| Return Check Fee | $25.00 | |||||||
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Late Payment Fee: If the minimum payment is not received by the due date, a late charge equal to the greater of $10.00 or 5% of the unpaid portion of the past due amount is imposed.
International Transaction Fee: If a foreign transaction involves a currency conversion, a fee of 1% of the transaction amount will be assessed. If the foreign transaction does not involve a currency conversion, a fee of 0.8% of the transaction amount will be assessed. Please see the disclosure that is given to you. The information is accurate as of February 22, 2010 and is subject to change after this date. Please contact us at Electronic Services Department, P.O. Box 8008, Lakeland, FL, 33802 for any changes in this information. Credit Card Disclosure Request To request a copy of your current credit card disclosure, which may be different than the disclosure on new accounts listed above, please contact the MIDFLORIDA Help Desk at one of the below phone numbers and allow 20 days for delivery: * Introductory rate applies only to initial credit card account at MIDFLORIDA. |
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Equal Housing Opportunity.