MIDFLORIDA, What a Bank Should Be.

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Information for You

Meet our Advisors

Paz Chandra

Senior Vice President | MIDFLORIDA Member Investment Services
LPL Financial Advisor
(813) 386-4203 Ext. 2927
pchandra@midflorida.com or paz.chandra@lpl.com

I encourage our members to take the time to meet with a financial advisor to learn of the options available through MIDFLORIDA Member Investment Services. By listening to your needs and concerns, I can help create a financial plan that will fit your situation and preferences. Together, we can discover the right financial choices for you.

FINRA Securities and Registrations

Held through LPL Financial

  • Series 7 – General Securities Representative
  • Series 6 – Investment Company Limited Representative
  • Series 66 – Uniform Combined State Law
  • Series 63 – Uniform State Law
  • Florida A304335 and Tennessee Life and Annuities License
  • States registered in: Florida and South Carolina

Frank Spiccati

LPL Financial AdvisorPinellas, Hillsborough and Pasco counties
(727) 623-9501 Ext. 2931

Since 1991, I have helped others grow and protect their retirement assets using straightforward strategies and the highest quality financial products available. I ensure my clients understand and are completely comfortable with my recommendations before any transactions take place. Then, I follow up on my clients’ accounts to make sure they stay on track as they work toward their financial goals.

FINRA Securities and Registrations

Held through LPL Financial

  • Series 7 – General Securities Representative
  • Series 66 – Investment Advisor
  • Series 26 – Limited Principal Supervisor
  • Series 63 – Uniform State Law
  • Life, health, and variable annuity license
  • CRPC Chartered Retirement Planning Counselor
  • Florida Insurance License # A250838

Richard Royal

LPL Financial AdvisorLocated in Winter Haven, FL
(863) 875-6600 Ext. 2932

My goal is to help others achieve their dreams and financial goals in life through evaluation and planning. I feel that honesty, integrity and clear communication are vital to your financial success, as is a plan that truly fits your needs.

FINRA Securities and Registrations

Held through LPL Financial

  • Series 7 – Registered Representative
  • Series 66 – Uniform Combined State Law
  • Florida Insurance Agent, License W170350
  • States registered in: Florida

Associate of Science, Information Technology – Keiser University

Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA | SIPC. Insurance products offered through LPL Financial or its licensed affiliates. MIDFLORIDA Credit Union and MIDFLORIDA Member Investment Services are not a registered broker/dealer and are not affiliated with LPL Financial. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: FL.

Not NCUA Insured Not Credit Union Guaranteed May Lose Value

Investment options subject to minimums; see LPL Financial Advisor for details. For tax advice, please consult a qualified tax professional.