MIDFLORIDA, What A Bank Should Be.

Locate a Branch/ATM

Information for You

Make a Selection

10-Year Free & Clear Mortgage

Own your home sooner.

Depending on your circumstances, 30 years can be a long time to finance a home. At MIDFLORIDA, you can take a shortcut to financial freedom with our 10-year Free & Clear fixed-rate mortgage.

  • Offers a straightforward monthly payment.
  • Your interest rate – and your total monthly payment of principal and interest – will stay the same for the entire term of the loan.
  • Available for purchase or refinance.

Rates as low as 2.49%!

Take advantage of our affordable rates starting as low as 2.49% with an APR of 2.882%. Plus, we’ll give you a free appraisal up to $400.

Apply Online

Lakeland (863) 688-8443
North Lakeland (863) 937-7803
Sebring (863) 382-3390
Tampa (813) 386-4201

Offer valid as of October 1, 2012. A $5 minimum savings account is required for membership with MIDFLORIDA and to apply for a MIDFLORIDA mortgage. The 2.49% rate is available on a 10-Year Fixed-Rate Mortgage for loan amounts less than or equal to $417,000. Payment Example: A 10-year fixed-rate mortgage for $127,500 with 15% down at 2.49% and an Annual Percentage Rate (APR) of 2.882% has a monthly payment of $1,201.36. Loan cannot exceed 85% loan-to-value. Offer available for primary and second homes only. Other low rates and convenient terms available. Limited time offer. Rates are subject to change without notice. Certain restrictions apply. Credit approval required. Rate may vary based on credit. Some MIDFLORIDA mortgages may not qualify for this offer. MIDFLORIDA is an equal housing lender.