MIDFLORIDA, Your Community Credit Union.

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Whether you want to purchase a new home, refinance your current home or build a new one, MIDFLORIDA can offer you the financing you need at a rate you'll love.

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Get the mortgage that’s right for you.

Determining what type of mortgage to get can be confusing and difficult. But with MIDFLORIDA, it’s easy. Our mortgage professionals take the wide variety of loan options available to you and factor in your goals. If you’re buying a first home and want to be conservative, a fixed-rate mortgage may be best. If you’re interested in getting into a larger home but need a more manageable payment, an adjustable-rate mortgage might be right for you.

We’ll help you compare the pros and cons and make sure you end up with the mortgage that best fits your situation. Start your mortgage application now or contact one of our mortgage specialists.

  • Fixed or Adjustable-Rate Loans
  • Lot Loans
  • Construction/Perm
  • Bi-Weekly Mortgages
  • Investment Mortgages
  • Jumbo Mortgages
  • FHA / VA / USDA Mortgages


Begin your search for a new house knowing exactly what will fit in your budget. Once you find your dream home, you’ll be able to make your offer, confident that you have the financing to seal the deal. Try our Mortgage Loan Calculators to estimate your monthly payment, see how much interest you will pay and more.

Local Servicing. Local Approvals.

Whether you start your application online or in person, our local team of mortgage experts is available any time you have a question or just need advice. Plus, your closing can be scheduled at one of our Mortgage Centers or any MIDFLORIDA branch throughout Central Florida.

Mortgage Centers:

North Lakeland 7301 US Hwy 98 N
Lakeland 3008 S. Florida Ave
Sebring 5805 US Hwy 27 N
Arcadia 128 S. Brevard Ave
New Tampa 20401 Bruce B. Downs Blvd
Central Tampa 3202 W. Waters Ave
Brandon 825 W. Brandon Blvd
Pinellas Park 4300 Park Blvd

Contact us

Questions? Call us for details at (863) 688-8443 or toll free (855) 915-4663. Or find a local mortgage specialist for assistance.

MIDFLORIDA Title Professionals

Choosing to use MIDFLORIDA Title Professionals at your closing not only makes it convenient, but may also save you money – sometimes hundreds over other title service companies.

Homeowners Insurance

Protect your home inside and out with homeowners insurance from MIDFLORIDA Insurance Services, LLC. We’ll compare multiple carriers to find the best deal and the right amount of coverage. Request a quote online or call toll free (888) 861-6160.