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Mortgages with MIDFLORIDA
» Purchase or Refinance
» 0% Down Available
» You set the Terms
» Fixed or Adjustable Rates


We'll Beat Any Mortgage Rate

We know we offer the lowest mortgage rates around but just so you do too, shop any local branch of a national bank for their advertised rates and if we aren’t already lower, we'll beat the rate - guaranteed!1  Plus, get a $250 Home Depot or Lowe's gift card with your approved application.2

    North Bartow - 1695 N. Broadway Ave. (863) 533-8597
    North Lakeland - 7301 U.S. Hwy. 98 N. (863) 904-4409
    Lakeland - 3008 S. Florida Ave. (863) 688-8443
    Sebring - 5805 U.S. Hwy. 27 N. (863) 382 3390
    Winter Haven - 55 5th Street N.W. (863) 875-0001
    Wauchula - 1490 U.S. Hwy. 17 N. (863) 773-0808


 

Apply Online


1) To qualify for this offer, the national bank must have an operational branch in Polk, Highlands, Hardee, Desoto or Okeechobee counties and the rate must be advertised in print media (newspaper, Home Shopper, etc.). Rates advertised online will not qualify for the beat the rate offer. 2) Minimum mortgage to qualify for incentive is $100,000. Gift card will be awarded at closing. Incentive is valid for new first mortgages only. Refinances for existing MIDFLORIDA loans will not qualify. Application must be approved by October 31st to qualify. 3. MIDFLORIDA Real Estate Experts is a division of MIDFLORIDA Federal Credit Union. A minimum savings account is required for membership with MIDFLORIDA and to apply for a MIDFLORIDA mortgage.

 

Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency.

  Equal Housing Lender.
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