Direct Deposit

Deposit Made - No Waiting
There's no lines, no drive-thrus, no worrying, period. Your paycheck is automatically deposited on payday - all you need to do is add the money into your register. Funds are credited instantaneously, allowing immediate access.

Cash Available Immediately
Get paid as soon as you get out of bed on payday - no matter where you wake up. On vacation or sick at home, wherever you are, you can be sure your payroll has been deposited and is available immediately.

Deposit/Payment Flexibility
With direct deposit, you can elect to save in a multitude of accounts or pay debts. Divide your paycheck between any of your MIDFLORIDA accounts to make saving or making payments convenient and timely, without the work.

It's easy to get started! Click on the following forms as necessary
Payroll Deduction Authorization & Distribution

Forms for Polk County School Board
Authorization to MIDFLORIDA

When setting up a Direct Deposit, you will need to provide us with the following information:
MIDFLORIDA's Routing/Transit/ABA Number: 263179804
Account Number: For Checking, use your MICR number. This can be found on the bottom of your MIDFLORIDA checks between the Routing number and the Check number.

For Savings, use your base Account Number plus a zero and the sub number.

Call our Help Desk with questions regarding completion of the forms.
West Polk County (863) 688-FREE
East Polk County (863) 291-FREE
Highlands County (863) 385-4057 or (863) 382-6620
Okeechobee County (863) 467-FREE
Hardee County (863) 773-FREE
Toll Free (866) 913-FREE
(available outside local dialing area)