MIDFLORIDA, What a Bank Should Be.

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Information for You

current account Rates

See Also: Loans | Checking and Savings | Certificates

To better serve our members, MIDFLORIDA periodically reviews our rates to ensure we stay competitive and always offer you the best rates possible.

Account Dividend Rate APY* Effective Date Minimum Balance
Investor Checking
(balances $10,000 and under)
0.995% 1.00% 9/01/2014 $0.01
Investor Checking
(balances over $10,000.00)
0.050% 0.05% 9/01/2014 $10,000.01
Holiday Club
(balances over $3,000)
0.050% 0.05% 9/01/2014 $3,000.01
Business Savings 0.050% 0.05% 9/01/2014 $0.01
Business Money Market 0.050% 0.05% 9/01/2014 $1,000.00
Business Checking with Interest 0.050% 0.05% 9/01/2014 $0.01
Holiday Club
(balances under $3,000)
2.960% 3.00% 9/01/2014 $0.01
IRA Savings 0.050% 0.05% 9/01/2014 $0.01
Money Market
(balances under $1,000)
0.050% 0.05% 9/01/2014 $0.01
Money Market
(balances $1,000 and greater)
0.050% 0.05% 9/01/2014 $1,000.00
Relationship Checking
(balances $1,500 and greater)
0.050% 0.05% 9/01/2014 $1,500.00
Regular Savings 0.050% 0.05% 9/01/2014 $0.01
Relationship Savings
(balances under $10,000)
0.050% 0.05% 9/01/2014 $0.01
Relationship Savings
(balances from $10,000 to $100,000)
0.050% 0.05% 9/01/2014 $10,000.01
Relationship Savings
(balances over $100,000)
0.050% 0.05% 9/01/2014 $100,000.01
Youth Savings
RT4T Savings
(balances $5,000 and under)
0.995% 1.00% 9/01/2014 $0.01
Youth Savings
RT4T Savings
(balances over $5,000)
0.050% 0.05% 9/01/2014 $5,000.01


* Annual Percentage Yield.
Fees may reduce earnings. Rate may change after the account is opened.