MIDFLORIDA, What a Bank Should Be.

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Information for You

current certificate Rates

See Also: Loans | Checking and Savings | Certificates

To better serve our members, MIDFLORIDA periodically reviews our rates to ensure we stay competitive and always offer you the best rates possible.


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Rates for  

Regular Certificates

Term Dividend Rate APY*
3 Month 0.050% 0.05%
6 Month 0.100% 0.10%
12 Month 0.150% 0.15%
13-18 Month 0.200% 0.20%
19-24 Month 0.300% 0.30%
25-36 Month 0.499% 0.50%
37-48 Month 0.747% 0.75%
49-60 Month 0.995% 1.00%

IRA Certificates

Term Dividend Rate APY*
3 Month 0.050% 0.05%
6 Month 0.100% 0.10%
12 Month 0.150% 0.15%
13-18 Month 0.200% 0.20%
19-24 Month 0.300% 0.30%
25-36 Month 0.499% 0.50%
37-48 Month 0.747% 0.75%
49-60 Month 0.995% 1.00%

Rates last updated on January 14, 2013.

*Annual Percentage Yield. Fees may reduce earnings.
Minimum to open and earn dividends is $1000.
A penalty may be imposed for early withdrawal.