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current loan Rates
To better serve our members, MIDFLORIDA periodically reviews our rates to ensure we stay competitive and always offer you the best rates possible.
Auto Loans
|
| Other rates and terms available. Your actual rate will be determined by a combination of your credit quality, vehicle year, and term. |
| |
Term |
APR |
| 2011 and newer Cars, Trucks, and Vans |
up to 65 mos. |
as low as 2.99% |
| 2009 and newer Cars, Trucks, and Vans |
up to 65 mos. |
as low as 3.55% |
| 2008 and older Cars, Trucks, and Vans |
up to 60 mos. |
as low as 3.85% |
Boats, RVs, Campers, ATVs, Jet Skis, Trailers
|
| |
Term |
APR |
| New Recreation |
up to 60 mos. |
as low as 4.20% |
| Used Recreation |
up to 60 mos. |
as low as 4.20% |
Personal Loans
|
| |
Term |
APR |
| Closed End Personal Loan |
up to 72 mos. |
as low as 9.73% |
| Premium Line of Credit |
|
as low as 10.25% |
Home Equity Loans
|
| |
Term |
APR |
| Closed End Home Equity |
up to 60 mos. |
as low as 3.55% |
| Home Equity Line of Credit |
|
as low as 3.99% |
| Closed End Home Equity |
up to 72 mos. |
as low as 3.55% |
| Closed End Home Equity |
up to 180 mos. |
as low as 5.08% |
Share Secured Loan
|
| |
Term |
APR |
| Share Secured Loan |
|
as low as 4.15% |
Calculate my payment
Other rates and terms available. Please contact us for rates on vehicles not outlined above. Rates are based on your credit score and are subject to change. Rates will differ if you are a first-time buyer or require a co-signor. Payment Example: A 60-month new or used vehicle loan of $20,000 with an interest rate of 3.78% and an Annual Percentage Rate of 3.99% would have monthly payments of $366.38.
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