IMPORTANT INFORMATION ABOUT YOUR PRIVACY

YOUR PRIVACY IS IMPORTANT TO US
As a member of MIDFLORIDA FEDERAL CREDIT UNION, you provide us with important information about yourself. We believe it is our responsibility to safeguard your personal and financial information. While some financial institutions share account owner information with other businesses, we are committed to keeping your financial information confidential. The following privacy policy explains how we use and protect the information about our members. We ask that you read it carefully.

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our and us, when used in this notice, mean MIDFLORIDA FEDERAL CREDIT UNION.
This is our privacy notice for our members. When we use the words "you" and "your" we mean the following types of members:

Our consumer members who have a continuing relationship by purchasing or holding financial products or services such as a(n):

• Deposit account
• Loan account
• Credit card account
• Safe deposit box
• Automobile lease we service
• Mortgage brokerage services
• All IRA accounts for which we act as custodian
• Former members

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control. A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party".

THE INFORMATION WE COLLECT
We collect information about you from the following sources:

• Information you give us on applications or other forms
• Information about your transactions with us
• Information about your transactions with our affiliates
• Information from a consumer reporting agency

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information

YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

INFORMATION ABOUT FORMER MEMBERS
We have the same policy about disclosing information about former members as we do about current members.

AUTHORIZED SHARING - JOINT MARKETING
We may disclose the following information to other financial institutions with whom we have joint marketing agreements:

• Information you give us on an application or other forms, such as:
• Name
• Address

We disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information.

Types of Businesses
We may disclose information pursuant to joint marketing agreements to the following types of businesses:

• Financial service providers, such as:
• Securities broker-dealers
• Insurance companies

Reasons For Disclosing
We may disclose information about you to other financial institutions with whom we have joint marketing agreements to provide you with information about additional products and services.