MIDFLORIDA, What a Bank Should Be.

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current loan Rates

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To better serve our members, MIDFLORIDA periodically reviews our rates to ensure we stay competitive and always offer you the best rates possible.

Auto Loans

Other rates and terms available. Your actual rate will be determined by a combination of your credit quality, vehicle year, and term.
  Term APR
2012 and Newer Vehicles up to 72 mos. as low as 2.99%
2006-2011 Vehicles up to 60 mos. as low as 3.29%
2005 and Older Vehicles up to 48 mos. as low as 5.63%

Boats, RVs, Campers, ATVs, Jet Skis, Trailers

  Term APR
New Recreational up to 60 mos. as low as 4.06%
Used Recreational up to 60 mos. as low as 4.06%

Personal Loans

  Term APR
Premium Line of Credit as low as 10.25%
Closed End Personal Loan up to 72 mos. as low as 9.73%

Home Equity Loans

  Term APR
Home Equity Line of Credit as low as 3.99%
Home Equity Loan up to 60 mos. as low as 3.72%
Home Equity Loan up to 120 mos. as low as 5.11%
Home Equity Loan up to 180 mos. as low as 6.08%

Share Secured Loan

  Term APR
Share Secured Loan as low as 4.15%


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Other rates and terms available. Please contact us for rates on vehicles not outlined above. Rates are based on your credit score and are subject to change. Rates will differ if you are a first-time buyer or require a co-signor. Payment Example: A 60-month new or used vehicle loan of $20,000 with an interest rate of 3.78% and an Annual Percentage Rate of 3.99% would have monthly payments of $366.38.