MIDFLORIDA, Your Community Credit Union.

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Information for You

Free Checking

Manage your day-to-day banking with an account that lives up to its name.

Absolutely, Positively Free

Want an economical, yet simple way to do your banking? With a Free Checking account, you’ll receive many cost-saving advantages, including no minimum balance to maintain and unlimited debit card use, without losing any convenient services or account accessibility.

Open Account

Add a MIDFLORIDA Portal Debit Card

The Portal Debit Card features exclusive benefits, such as Cell Phone Protection, Purchase Security and Personal Identity Theft Protection.


Are dividends paid? No
Are there any fees? $0
A $2 fee will apply if you choose to receive your monthly account statement in paper form. Should your savings account balance fall below $100 a deterrent fee of $5.00 per month will be charged against your account.
Minimum account balance? $0
Minimum to open account? $50
A $5 deposit is required for membership with MIDFLORIDA and access to other products.

View MIDFLORIDA’s fee schedule.