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A $5 deposit is required for membership with MIDFLORIDA Credit Union. By continuing through this loan application process you are authorizing MIDFLORIDA Credit Union to obtain a credit report from a credit reporting agency and to check the accuracy of other information that you have provided. If you would like to know more about our interest rates or types of loans, visit the lending tab of Financing is available for up to 100%. The annual percentage rate (APR) offered to you is based on your credit score, credit qualifications, vehicle year and mileage, and loan term. APRs are subject to change after consummation and will differ if you require a co-signor.