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January 03, 2017

Fact or Fiction: Credit Unions Aren't Tech Savvy

Fiction! MIDFLORIDA offers the same state-of-the-art technology as most banks.

One of the most common misconceptions about credit unions is that they don’t offer members the latest and greatest technology. While that might be true of some organizations, we proudly offer several state-of-the-art ways for members to manage their accounts.

High-tech ways to manage your account

Mobile deposit

You can deposit checks into your account—no branch or ATM visit necessary! Simply log into mobile banking from our app and then tap on mobile deposit. Snap a photo of both sides of your endorsed check and your mobile deposit is complete!

Mobile wallet

Rather than write a check or swipe or dip your chip card, you can pay retailers with your smart phone. Apple Pay, Samsung Pay, and Android Pay are safe and secure ways to make purchases with participating retailers or within some apps. Your account number is neither stored in your phone or transmitted, so there’s no information for potential fraudsters to steal.


With fewer people carrying cash, simple tasks like paying back a friend or splitting a check have become more difficult. Insert Pay-A-Person! Now you can transfer funds from your checking or savings account using Mobile Banking. Best of all, Pay-A-Person allows you to transfer funds to another person, no matter where they bank.

Other Convenient Banking Options

In our fast-paced world, managing your finances while on the go is incredibly important. That’s exactly why we offer mobile, phone, and text banking*. You can easily check your account balance, pay bills, transfer funds, and even send payments via Pay-A-Person either through our app (available on the App Store and Google Play) or mobile banking. You can also access your account information and perform an assortment of transactions with phone banking, which offers bilingual voice prompts so you can receive your account information in English or Spanish. What’s more, you can conveniently check balances and view account history via text message, no smart phone required.

Not just equal, but better

Whether you’re checking your account balance via text message, making a purchase with your mobile wallet, or transferring funds to another person’s account, state-of-the-art technology is only one membership benefit. Take advantage of all that we have to offer and utilize our 7 to 7 extended drive-thru hours, complimentary popcorn on Fridays, instant-issue debit cards, and more!

*Please note that, in order to access mobile, phone, or text banking, you must first enroll in Online Banking.