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January 10, 2017

How to Lower Your Electric Bill This Winter

Small changes can lead to lower electric bills this winter - and the upcoming summer months.

Florida isn’t exactly known for its frigid winters, but we do experience (relatively) chilly temperatures at least a handful of days each year. Although our homes don’t require much winter prep, a few small changes can help them become more energy efficient. These changes can lead to saving money on electric bills in the winter, as well as during the sweltering summers.

Money-saving tips

Use a programmable thermostat

Heating or cooling an empty house is essentially like throwing money out the window. Program your thermostat to automatically adjust the temperature when the house is empty. If your thermostat doesn’t have this feature, you can purchase an upgrade at the home improvement store for much less than you might think.

Change AC filters

Did you know that clogged filters cause HVAC units to operate less efficiently? Putting off this small chore can lead to higher energy bills and can even reduce the lifespan of your HVAC system. Now that’s a surprise purchase no one wants to make!

Eliminate drafts

Weather stripping, caulk, and expanding foam are all relatively inexpensive ways to insulate your windows and doors to eliminate or reduce drafts. Best of all, these home repairs are simple enough for the average "weekend warrior" and can be completed in just an afternoon.

Invest in Your Home

Multi-pane windows, new doors, attic insulation, and even a new roof can all help your home heat—and cool—more efficiently. While these home improvement projects might be costly up front, they can eventually pay for themselves over time in the form of lower energy bills. Plus, some ENERGY STAR-certified products qualify for federal tax credits. Even still, you might not have room in your budget for energy-efficient home repairs—but we can help! Members have access to a variety of personal loan options with low rates to match. Call our loan department at (863) 284-5626 or toll free (855) 560-5626 for more information or to apply.