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Bay Pines credit union branch and ATM in pinellas county florida

Bay Pines Branch & ATM

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At MIDFLORIDA Credit Union, we value each of our members. Our Bay Pines branch and ATM bring our industry-leading services closer to your doorstep. Located conveniently within the VA Medical Center on Bay Pines Boulevard, the branch provides hassle-free in-person banking to augment our online and mobile banking services when needed. Get comprehensive personal and business financial services to suit all your needs with us, Florida's leading credit union. Ready to take the next step toward financial independence? Visit us today, and we'll help you every step of the way.

10000 Bay Pines Boulevard
Bay Pines, FL 33744
(863) 688-3733 or Toll Free (866) 913-3733


Drive-Thru Hours

  • Monday: 8:30 am - 5:00 pm
  • Tuesday: 8:30 am - 5:00 pm
  • Wednesday: 8:30 am - 5:00 pm
  • Thursday: 8:30 am - 5:00 pm
  • Friday: 8:30 am - 6:00 pm
  • Saturday: Closed
  • Sunday: Closed

Lobby Hours

  • Monday: 8:30 am - 5:00 pm
  • Tuesday: 8:30 am - 5:00 pm
  • Wednesday: 8:30 am - 5:00 pm
  • Thursday: 8:30 am - 5:00 pm
  • Friday: 8:30 am - 6:00 pm
  • Saturday: Closed
  • Sunday: Closed

Personal Banking at the Bay Pines Branch

Personal Checking

Manage your money on your terms with a personal checking account at the Bay Pines branch. With our easy-to-use online and mobile banking platforms, financial management has never been easier.

Personal Savings

At our Bay Pines branch, we offer a variety of savings accounts tailored to help you meet your goals. Whether you're saving for your dream house, retirement, or that trip you've always wanted to take, you’re sure to find a savings option to better reach your financial goals.

Youth Bank Accounts

It's never too early to start your journey toward financial independence. We take pride in helping youth and children transition into adulthood by providing personalized youth accounts with exceptional digital money management tools.

Debit Cards

Enjoy unmatched spending flexibility and convenient cash access with our Visa-supported debit cards. The debit cards can be issued instantly at our Bay Pines branch, or requested remotely by contacting MIDFLORIDA’s Help Desk team.

Credit Cards

Are you looking to build your credit but tired of high rates and annual fees? We have a variety of credit cards designed to meet your needs. Build your credit while enjoying lower rates and higher rewards with us today.


Loans & Mortgages at the Bay Pines Branch

Home Mortgage

Become a homeowner today with our home mortgage plans. Our professionals will stay engaged with you every step of the way and assist you in choosing a plan that suits your needs. Whether it's financing for new construction or an existing home, we're here to help you realize your dreams.

Home Refinance

Our mortgage specialists work closely with members so they can evaluate the refinancing options that better align with their goals. We take the time to thoroughly explain all the benefits of a fixed-rate mortgage, adjustable-rate mortgage, and a home improvement loan.

Home Equity Loans & HELOC

Are you looking for an avenue to gain financing to meet your goals? At MIDFLORIDA, we work with you to set home equity loan terms and rates designed to make it worthwhile, dependent on your needs.

Personal Loans

Get flexible solutions and choose from a variety of our personal loan options to better meet your needs. Add a little more flexibility in the next financial chapter of your life with Florida's leading credit union.


Business Banking at the Bay Pines Branch

Business Checking

With more convenient hours, no cut-off time for deposits, and premium digital management features, our business checking accounts are what you need to give your business an edge.

Business Savings

Have a big purchase coming up? Saving up for future expansion? No matter your needs, our high-yield business savings accounts will make saving money that much simpler.

Business Credit Cards

Secure that much-needed cash flow instantly and keep your business running smoothly with our business credit cards. With affordable rates and no annual costs, making business purchases has never been easier.

Treasury Management

Grow your business effectively with efficient management of transactions, payables, and receivables, all while reducing personal risk with our treasury management services. Time is money, and here at MIDFLORIDA, our treasury team works hard to ensure you have more flexibility, so you can focus on the other aspects of your business.

Get Hassle-Free Monetary Solutions

Get convenience, personable service, and low rates all under one roof. At MIDFLORIDA Credit Union, we believe in adding a personal touch to all our financial solutions. Stop by our Bay Pines branch or contact us to learn more about our current offers and start investing in your future with us today.