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Pump up your wallet

You could win a tank of gas on us each time you use your MIDFLORIDA debit card and choose credit.

Use your debit card for a chance to win $100!

Pay for every purchase with your MIDFLORIDA debit card (and choose the credit option at the register) to be automatically entered for a chance to win $100 cash to use toward gas, groceries or anything else. From June 1 to August 31, we'll select 5 daily winners and deposit $100 into their account! Increase your chances by using your card for everything!

Shop in person or online
Pay monthly bills
Add to your mobile wallet

The more you use your card, the more chances you'll earn.

You will receive an entry each time you use your card to make a credit-based purchase or to pay a monthly bill. Keep using your card for more chances to win. 

Get your card today!

With instant-issue debit cards, we make it easy to visit a branch and get a new debit card on the spot. Learn more about a MIDFLORIDA debit card.

View sweepstakes rules

More Benefits

Free Debit Card Rewards

Earn points that you can redeem for cash back when you sign up for free Debit Card Rewards. Every 200 points equals $5 cash. Enroll within online banking or in the mobile app (on your checking account details screen).


Weekly Winners

Five winners will be randomly selected each day. We'll let you know if you are a winner by email, phone or a message in online banking. 


June 28 Winners
Kelli G.
Kevin B.
Lauren K.
Pooja M.
Summer W.

June 29 Winners
Amber M.
Avery S.
Carey J.
Monica E.
Thomas W.

June 30 Winners
Calvin M.
Maria M.
Mauricio C.
Michele M.
Tiffany T.

July 1 Winners
Donna P.
Gaynell D.
Miguel R.
Roger C.
Traci P.

July 2 Winners
Amanda P.
Brian H.
Brian Y.
Dane G.
Taylor T.

July 3 Winners
Bobby S.
Christine T.
Jo T.
Kaci H.
Matija J.

Sweepstakes Rules

MIDFLORIDA Credit Union will enter you to win one of five (5) daily prizes of $100 when you use your MIDFLORIDA debit card as a credit purchase transaction (transactions where you choose the credit option instead of entering a PIN) and the transaction posts during the Entry Period of June 1, 2022 – August 31, 2022.  


  3. Odds of winning.  Odds of winning are based upon the number of entries. Based upon the Credit Union's estimate of 14,148,036 entries during the event, daily odds of winning a prize are 5 in 153,783.
  4. Sponsor.  MIDFLORIDA Credit Union (the "Credit Union") is the sponsor. The Credit Union's address is 129 South Kentucky Avenue, Lakeland, FL 33801.  
  5. Entry Period:   June 1, 2022 – August 31, 2022.
  6. Eligibility.  To be eligible to win, you must submit a valid entry during the Entry Period, be at least 18 years or older, and have a valid Social Security number.   This promotion is open only to Florida residents who live within MIDFLORIDA’s service area; however, transactions may be performed at any Florida location and qualify. The publicity in connection with this promotion and the awarding of the prizes are valuable to the credit union; therefore, persons who have been convicted of a felony, arrested for or charged with a felony, are the subject of a current felony investigation, or who have a reputation for immorality or dishonesty which would, in the opinion of the credit union, adversely affect the reputation or public image of the credit union, are not eligible to win. By entering, you consent to criminal, credit, and background checks and consumer reports to determine eligibility.  Credit union employees, officials, vendors and their immediate families (spouse, parent, sibling or child living in the same household) are not eligible to win.
  7. How to enter.  You will be automatically entered to win each time you use your MIDFLORIDA consumer debit card for a purchase transaction (transactions where you choose the credit option instead of entering a PIN) or a pre-paid payment, and the transaction posts within the Entry Period.  Transactions performed at an ATM, returns, refunds or any other account credit will not be eligible for entry.  All MIDFLORIDA consumer debit card types will qualify for this promotion. (Transactions performed with a debit card tied to a business account will not qualify.) Automatic entries will be generated based on when a transaction posts to the account, rather than when the purchase was made.  Entry tickets may be requested by mail by sending a self-addressed stamped envelope to MIDFLORIDA Credit Union, Attn: Marketing Department, 129 S. Kentucky Ave., Lakeland, FL  33801.  An entry ticket will be mailed to you for completion. Entry tickets must be mailed back to the Marketing Department, received during the Entry Period and must be postmarked no later than August 25, 2022 to be entered into the drawing. Entry ticket must be completed in its entirety or will be disqualified.  All submissions will become the property of the Credit Union.
  8. Determination of Winner.  Winners will be determined by random daily drawing. Drawing will be conducted electronically by 10:00 a.m. each day from June 2, 2022 – September 2, 2022, at the Credit Union’s Corporate Offices located at 129 S. Kentucky Ave., Lakeland, FL, from entries posted or received the previous day.  Winners will be determined by card number and name on card, or name on entry ticket.  Winners will be notified by deposit of the prize to the account associated with the debit card, or by contact information on the entry ticket. Winner must follow these Official Rules or will be disqualified. Winner’s accounts with the Credit Union (if any) must be in good standing. If winner’s accounts are not in good standing, the Credit Union may require the accounts to be brought into good standing prior to awarding the prize.  MIDFLORIDA Credit Union reserves the right to determine the identity of the winners in its sole discretion in accordance with these rules.
  9. You need not be present to win.
  10. Prize.  Prizes have no resale value. The Credit Union reserves the right to substitute a prize of equal or greater value should the featured prizes become unavailable for any reason. Prizes cannot be substituted, assigned, or transferred by winners.  Prizes are “AS IS” and “WHERE IS”; the Credit Union is not responsible for the condition of any prize, and makes no warranties or representations whatsoever concerning the prizes or prize values.
  11. Publicity.  The winner may be announced on the Credit Union’s social media pages and other media. If you are selected as a winner, you agree that your first name, last name initial, and city of residence will be published in winner announcements and listed in MIDFLORIDA’s marketing materials, including web page, social media and print ads, without compensation.
  12. Taxes.  Winners will be responsible for all applicable taxes, if any.
  13. Consent. By participating in this promotion, winner consents in accordance with the Telephone Consumer Protection Act (47 U.S.C. § 227), to MIDFLORIDA Credit Union contacting the telephone numbers and email addresses currently on file with the credit union, using natural or artificial voice calls, automatically dialed calls, prerecorded messages, text messages and any other electronic media, to communicate, deliver information and marketing messages. This consent is not required as a condition of purchasing any property, goods or services; this consent may be revoked.
  14. Release.  All decisions of the Credit Union in regard to this promotion are final and binding. By entering, participants release and agree to hold harmless the Credit Union and its directors, officers and employees from all liability in connection with the promotion or any prize won.
  15. Binding Arbitration, Class Action Waiver, Jury Waiver.  The Credit Union’s “Terms and Conditions of Your Account” apply to this promotion and are incorporated herein by reference, including the section “Arbitration and Waiver of Jury Trial”. 
  16. Termination or Suspension.  The Credit Union is not liable for any incorrect or inaccurate transcription of entry information or for any error or malfunction of any kind in connection with the promotion. If the promotion is not capable of running as planned for any reason, including tampering, unauthorized intervention, fraud, technical failures, force majeure, frustration of purpose or any other cause, the Credit Union reserves the right, at its sole discretion and without advance notice, to terminate or suspend the promotion, in whole or in part, or modify it in any way, without any further obligation to eligible persons or entrants.
  17. Void Where Prohibited by Law.  This promotion is void where prohibited by law.