Skip to Content

Make your house feel like home

Say goodbye to your outdated kitchen, bathroom or bedroom with the help of a home equity line of credit.


Maximize Your Budget

An interest-only home equity line of credit (HELOC) means you pay only the monthly interest during the draw period, which can give your budget some flexibility while you're making home renovations. Plus, enjoy no closing costs on lines of credit under $250,000.1

If you prefer a fixed rate and monthly payment, take a look at our home equity loan.

Call our loan department at (863) 284-5626 or toll free (855) 560-5626 or visit a branch to apply.

View home equity line of credit rates.


Learn about Interest-Only Payments

  • Only pay the monthly interest each month.
  • Pay no closing costs on lines under $250,000.1
  • Use the funds over and over again as you borrow and repay.
  • Easily access your funds within Online Banking or over the phone.
  • Lines of credit available from $10,000 to $500,000.
  • Interest may be tax deductible. (Ask your tax preparer for details.)

How to Apply

Apply Today

Apply in Person - Find your nearest MIDFLORIDA branch

Apply by Phone - Call 855-560-5626

Notices & Disclosures
Offer may be canceled without notice. Membership required. Approval subject to application, credit and acceptable property (must be your primary residence; manufactured homes excluded). Property insurance required. Flood insurance when required. Online appraisal used to determine home value. Not available for refinance or consolidation of existing MIDFLORIDA loans. Loan amounts from $10,000 to $500,000. “No Closing Cost” applies only to loans under $250,000 with less than 80% LTV on homes owned at least 5 years; costs subject to recapture within 36 months. The variable Annual Percentage Rate (APR) may be 4.75% to 18.00%, depending on creditworthiness. The APR is based on Prime and may change quarterly.