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You could make 100s with Refer a Friend!

It pays to be popular!

Your friends = $100's

When your friends and family open a new Free Checking account with MIDFLORIDA, you'll earn $100 for each referral.1 It's the easiest side hustle ever. No cap! 

Share your referral code

Find your unique referral code and shareable link within Free Online Banking (on the Profile tab) or the mobile app (on the account summary screen). 

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Print a referral card

If you don't have online banking, you can print out a paper referral card instead. Just fill in your information and hand it to anyone who'd like to receive the same great products and services that you currently enjoy. 

Download referral card

$200 with New Free Checking

Not only will you earn cash when someone you refer opens a new checking, but your friend can get paid too. We’ll pay $200 for any new Free Checking opened with direct deposit,2 plus offer these great benefits:

Bonus with Absolutely Free Student Checking

Students can earn a bonus too. Absolutely Free Student Checking is an account just for kids and young adults, 10-20 years old. 

  • Earn a $25 bonus when you open an Absolutely Free Student Checking account and complete 5 debit card purchases.3 
  • Earn a $200 bonus when you open an Absolutely Free Student Checking account with direct deposit ($250 cumulative in the first 45 days) and complete 5 debit card purchases.

Must be at least 16 to open account online.

Open account online

Notices & Disclosures
1
Offer valid as of January 1, 2024, and may be canceled at any time without notice. The referring member must have a MIDFLORIDA checking account. To receive the referral incentive, the prospective member must present the referral code or completed referral card at account opening. Incentive will be posted to the referring member’s account after the referred friend opens a checking account (excluding Freedom Banking accounts) and qualifies for the $200 checking incentive within 45 days. To qualify for the referral, new customer must not share household with the referring member. You cannot refer your own account, and secondary checking accounts do not qualify for this offer.
2
Offer valid as of March 15, 2024, and may be canceled at any time. MIDFLORIDA Credit Union membership and eligibility requirements apply. See associate for details regarding fees and terms. To qualify for the $200 incentive, you must open a new Free Checking account with direct deposit ($500 cumulative which must post within 60 days of account opening); accept and open online banking, online bill payment, eStatement, and a debit card; and complete 5 debit card purchase transactions in one calendar month (to be completed within the first 60 days of account opening). No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%. Limit one incentive per Social Security number. Past checking account holders and previous recipients of checking account incentives are ineligible. The incentive will be deposited to new Free Checking account after the qualifications have been met, and will be reported to the IRS. Minimum to open Free Checking is $50.
3
Offer valid as of March 15, 2024, and may be canceled at any time without notice. MIDFLORIDA Credit Union membership and eligibility requirements apply. See associate for details regarding terms and fees. The Absolutely Free Student Checking account is designed for individual MIDFLORIDA members 10-20 years old. $25 minimum opening deposit required. Depending on age, the account may require a parent or guardian’s signature. Identification (school or government-issued ID) required to open account; driver’s license or government- issued ID required for issuance of debit card. 1. To qualify for the $25 incentive, you must open a new Absolutely Free Student Checking account and complete five debit card purchase transactions within the first 60 days. No dividends are paid on Absolutely Free Student Checking. Annual Percentage Yield is 0.00%. Limit one incentive per Social Security number. Past checking account holders and previous recipients of checking account incentives are ineligible. The incentive will be deposited to new Absolutely Free Student Checking account on the 61st day after the qualifications have been met, and will be reported to the IRS.