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Get $200 cash with Free Checking

Shopping for a better bank? Make the switch to MIDFLORIDA and get more out of your banking!

How to qualify

All the banking access you want without the fees

For a limited time, we’ll give you $200 cash when you open a new Free Checking account with direct deposit.1


Bonus! Many of our other checking accounts qualify for $200 cash, too: Relationship Checking2, Investor Checking3 and Debit Card Banking4.

Here's how it works:

  1. Open a Free Checking account and set up direct deposit
  2. Post $500 or more by direct deposit in the first 45 days
  3. Receive $200 into your new Free Checking account

Open Account


Benefits

What you get with a Free Checking account

No fees or minimums

There's no monthly service fee and no minimum balance to maintain.

Digital banking tools

Enjoy quick and easy access to your account with Free Online Banking and Free Bill Pay, as well as Mobile Deposit and free account alerts.

Free rewards

With a MIDFLORIDA debit card, you can earn points for cash back or raise money for a local school anywhere you make a purchase - online or in stores. Learn more about Debit Card Rewards

Options to open your account

Ready to open an account?

 

Open your account online
or in person 

Find a branch

Notices & Disclosures
1
Offer valid as of October 1, 2021 and may be canceled at any time. Eligibility requirements apply. See associate for details regarding fees and terms. To qualify for the $200 incentive, you must open a new Free Checking account with direct deposit ($500 cumulative which must post within 45 days of account opening), as well as accept and open online banking, online bill payment, eStatement, eNotice, and a debit card. No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%. Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the incentive. The incentive will be deposited to new Free Checking account after the qualifications have been met, and will be reported to the IRS. Minimum to open Free Checking is $50.
2
Relationship Checking: Offer valid as of October 1, 2021 and may be cancelled at any time. Eligibility requirements apply. See associate for details regarding fees and terms. To qualify for the $200 incentive, you must open a new Relationship Checking account with direct deposit ($500 cumulative which must post within 45 days of account opening), as well as accept and open online banking, online bill payment, eStatement, eNotice, and a debit card. Annual Percentage Yield is 0.00% for balances up to $1,499.99, and 0.01% for balances $1,500.00 and over. Rate may change after account is opened. Fees may reduce earnings. Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the incentive. The incentive will be deposited to new Relationship Checking account after the qualifications have been met, and will be reported to the IRS. Minimum to open Relationship Checking is $500.
3
Investor Checking: Offer valid as of October 1, 2021 and may be cancelled at any time. Eligibility requirements apply. See associate for details regarding fees and terms. To qualify for the $200 incentive, you must open a new Investor Checking account with direct deposit ($500 cumulative which must post within 45 days of account opening), as well as accept and open online banking, online bill payment, eStatement, eNotice, and a debit card. Annual Percentage Yield is 0.25% for balances up to $999.99, 0.25% for balances of $1,000.00 to $10,000.00, and 0.25% to 0.05% for balances $10,000.01 and over. Rate may change after account is opened. Fees may reduce earnings Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the incentive. The incentive will be deposited to new Investor Checking account after the qualifications have been met, and will be reported to the IRS. Minimum to open Investor Checking is $1,000.
4
Debit Card Banking: Offer valid as of October 1, 2021 and may be cancelled at any time. Eligibility requirements apply. See associate for details regarding fees and terms. To qualify for the $200 incentive, you must open a new Debit Card Banking account with direct deposit ($500 cumulative which must post within 45 days of account opening), as well as accept and open online banking, online bill payment, eStatement, eNotice, and a debit card. No dividends are paid on Debit Card Banking. Annual Percentage Yield is 0.00%. Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the incentive. The incentive will be deposited to new Debit Card Banking account after the qualifications have been met, and will be reported to the IRS. Minimum to open Debit Card Banking is $50.