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Buy or Refi your next auto loan with MIDFLORIDA

Looking for the perfect auto loan deal?

You found it! Whether you want to buy a new vehicle or refinance your existing car, you'll find more than just a great low rate at MIDFLORIDA.  You'll get a!

Low auto rates
No Payments for 90 Days
$200 with Auto Refi

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No payments for 90 days!1

Enjoy zero payments for up to 90 days on your next auto loan with MIDFLORIDA.  With our 90-day no payment option, buying a new car or simply refinancing your current car loan can mean 3 months of taking a break from your loan payments.

$200  with an Auto Refi2

Keep your car and just trade in your loan! By refinancing your loan at a better rate, you could lower your monthly payment and free up some cash for other expenses or savings goals. Plus we'll give you a bonus up to $200 cash!

  • Get $200 when you refinance a loan of $15,000 or more
  • Get $100 when you refinance a loan of $5,000-$14,999

Get Pre-approved for Hassle-free Car Shopping

If you're ready to start shopping for your next car, get pre-approved with MIDFLORIDA to make the process quick and easy. Or simply ask for MIDFLORIDA financing at the dealership to ensure you get the best deal!

Loan Rates

Car loan calculator
Auto refinance calculator

Notices & Disclosures
Offer valid for 2018 or newer vehicles only. Not all borrowers will qualify. No payment will be required for 90 days from date of loan closing; however, interest will continue to accrue.
Offer valid as of September 1, 2021 and may be canceled at any time without notice. Eligibility requirements apply. Credit approval required. Existing MIDFLORIDA loans will not qualify for these offers. To qualify for the $200 incentive, borrower must refinance an auto loan from another financial institution of $15,000 or more. Loans of $5,000 to $14,999 will receive a $100 incentive. The incentive will be deposited to a MIDFLORIDA checking or savings account.