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Refinance your mortgage to cash out your equity

Free up some cash! Refinance your mortgage to put your assets toward other financial goals.
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Rates as low as 4.00% / 4.377% APR1 

With a home values on the rise and low mortgage rates, now may be a favorable time to choose a Mortgage Cash-Out Refi and use the extra cash to fund other investments.

The equity in your home is a valuable financial tool for many reasons. Refinancing a mortgage allows you to tap into your home's equity and access cash to use as you wish.  Called a cash-out refinance, this type of mortgage replaces your exsiting loan for more than you currently owe, giving you the difference as cash. 

You can add value to your home by remodeling a room or making other home improvements, or use the money to consolidate debt. There are always pros and cons to consider, and we'd be happy to walk you through the details. Learn more about a cash-out refi, or start your mortgage application now with local lenders who are ready to help!

Call (863) 688-8443 or toll free (855) 915-4663, or find a local mortgage specialist.

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Loan to Value Maximum Cash Out
50% or lower $1,000,000
50% - 65% $500,000
65% - 75% $250,000
75% - 80% $100,000

Why Choose MIDFLORIDA for your Mortgage Loan?

At MIDFLORIDA, our lenders are local—we know the community and we're easily accessible when you need us. Being local also means fast decisions and quick closings. Call today and let our team of experts work hard to find the perfect loan for you.

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Notices & Disclosures
Offer valid as of June 15, 2022. Membership required. Eligibility requirements apply. Cash out is defined as amount requested above existing first lien. If home is currently free and clear, cash out will equal loan amount. Maximum loan amount is $2,400,000. The 4.000% rate is available on a 10-year fixed-rate mortgage for loan amounts less than or equal to $2,400,000. Advertised rate and APR reflect 0.50 in discount points, otherwise stated as 0.50% of the loan amount. Payment example: A 10-year fixed-rate mortgage for $175,000 at 4.00% and an Annual Percentage Rate (APR) of 4.352% has a monthly payment of $1,771.79 (principal & interest). Payment example does not include taxes, insurance premiums, or the cost of setting up an escrow account - actual payment will be greater. Advertised rate based on 740 credit score; actual rate may vary based on credit. Cash-out refinances of $1 million are limited to 50% loan-to-value. Lesser amounts available up to 80% loan-to-value. Offer available for primary and secondary homes. Other low rates and convenient terms available. Limited time offer that cannot be combined with any other offer. Rates are subject to change without notice. Certain restrictions apply. Credit approval required. Equal Housing Opportunity. Some MIDFLORIDA mortgages may not qualify for this offer.