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Refinance and we’ll pay your closing costs

Rates as low as 4.875/4.882% APR*

Whether you want to switch loan terms, lower your rate, or have access to cash, a mortgage refinance from MIDFLORIDA Credit Union could be your smartest option. Know what else is smart? Paying no closing costs!

Without the out-of-pocket fees and expenses usually associated with a mortgage refinance, you can:

  • Reduce your rate and lower your monthly payment
  • Shorten your term so your home is paid off sooner
  • Renovate your home or consolidate debt with cash out
  • Switch to a fixed rate if your current mortgage is adjustable

Want to learn more about how you can refinance your mortgage with no closing costs? Find a mortgage specialist near you!

Ready to refinance with no closing costs?

Apply Online

Apply in Person - Find your nearest MIDFLORIDA branch

Apply by Phone - Call 855-915-4663

Notices & Disclosures
Limited time offer. Offer available for primary residence, one unit, single-family homes only. Credit approval required. Annual Percentage Rate (APR) valid as of 11/25/2019 and may no longer be available. Not every loan will qualify for this rate. Apply online or contact a loan officer for a custom quote. Advertised rate applies to a 30-year fixed-rate mortgage for loan amounts $175,000 to $484,350. Advertised rate based on 740 credit score; actual rate may vary based on credit. Some fees such as appraisal fees must be paid in advance and reimbursed at closing and only at closing. Closing costs will be disclosed on Loan Estimate with an offsetting lender credit. Items not eligible for offsetting credit are points to buy down the rate, prepaid items (interest, escrow, taxes, insurance, etc.), and survey if a survey update is required. Offer subject to end any time and MIDFLORIDA reserves right to refuse to offer lender credit for any extraordinary third party fee. Maximum lender credit for any loan is $8,000.00. Other low rates and convenient terms available. Cannot be combined with any other offer. Other terms and restrictions apply.