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News & Insights Blog

Mortgage

Navigating the Florida Housing Market: Tips for First-Time Buyers

Discover six essential tips for first-time homebuyers in Florida in this educational blog. From starting your mortgage application with MIDFLORIDA Credit Union to understanding preferences, creating a budget, finding the right agent, exploring the local market, choosing a mortgage lender, and emphasizing the importance of inspections, this guide ensures a smooth path to homeownership. Whether dreaming of beachfront properties or cozy neighborhoods, these strategic steps empower first-time buyers for confident decision-making.

Transitioning from Construction to Permanent Loans

Unlock your dream home's potential with our concise guide to Construction-to-Permanent Loans. Seamlessly transitioning from construction to long-term financing, these unique loans simplify the process. Explore the structure, benefits, and tailored options for your homebuilding ambitions. Discover advantages like a single closing process, interest-only payments, and locked-in rates. Dive into types of loans, budget management, and the pivotal transition to a traditional mortgage. 

The Complete Guide to Getting a Mortgage for Land

Discover the essentials of securing a mortgage for land with our comprehensive guide. Explore MIDFLORIDA Credit Union's specialized solutions for land financing, from loan types and qualifications to Florida-specific considerations. Gain crucial insights into land loan rates and the pivotal role of credit scores in realizing your dream of land ownership. Start your journey towards owning land with confidence alongside MIDFLORIDA Credit Union.