Enter for your chance to win tickets to An opening-night doubleheader

MIDFLORIDA Credit Union Orion180 Tip-Off Classic Ticket Giveaway Official Rules

​MIDFLORIDA Credit Union is giving away Orion180 Tip-Off Classic Basketball tickets for the November 2, 2026 doubleheader game at Benchmark International Arena in Tampa. 10 winners will be selected on October 21, 2026. Each winner will receive 4 lower-level tickets. The total current value of the promotion is approximately $3,928.

1. NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN.

2. EACH ENTRY WILL HAVE AN EQUAL CHANCE OF WINNING.

3. Odds of winning. Odds of winning are based upon the number of entries. One entry per person; duplicate entries will be disqualified. Based upon an estimate of 150 entries during the promotion, odds of winning a prize are approximately 10 in 150.

4. Sponsor. MIDFLORIDA Credit Union (the "Credit Union") is the sponsor and operator. The Credit Union's address is 129 S. Kentucky Avenue, Lakeland, FL 33801.

5. Entry Period: October 5, 2026 at 12:00 a.m. E.T. – October 20, 2026 at 11:59 p.m. ET.

6. Eligibility. To be eligible to win, you must be at least 18 years of age, have a valid Taxpayer Identification Number, and reside within the Sponsor’s service area (https://www.midflorida.com/about-us/service-area/). This promotion is not open to residents of New York or Rhode Island or anywhere the promotion is prohibited by law. Employees, officers, directors, vendors, vendor employees and representatives of MIDFLORIDA Credit Union and their immediate family (spouse, parents, siblings, children, step-parents, step-siblings, and step-children) and same household members (whether or not related) are not eligible to participate in this promotion. The publicity in connection with this promotion and the awarding of the prizes are valuable to the Credit Union; therefore, persons who have been convicted of a felony, arrested for or charged with a felony, are the subject of a current felony investigation, or who have a reputation for immorality or dishonesty which would, in the opinion of the Credit Union, adversely affect the reputation or public image of the Credit Union, are not eligible to win. By entering, you consent to criminal, credit, and background checks and consumer reports to determine eligibility.

7. How to enter. There are two ways to enter this sweepstakes:
a. Complete web-based entry form by visiting www.midflorida.com/basketball
b. Submit a paper entry ticket. Entry tickets may be requested by mail by sending a self-addressed stamped envelope to MIDFLORIDA Credit Union, Attn: Marketing Department, 129 S. Kentucky Ave., Suite 201, Lakeland, FL 33801. An entry ticket will be mailed to you for completion. Entry tickets must be mailed back to the Marketing Department and received during the Entry Period. Each mail request will receive one paper entry form. Paper entries must each be submitted by separately mailed envelopes. Sponsor is not responsible for lost, late, illegible, incomplete, invalid, unintelligible, misdirected, technically corrupted, or garbled entries.

8. Determination of Winner. Winners will be determined by random drawing. Drawings will be conducted electronically at Sponsor’s office, located at 129 S. Kentucky Ave., Lakeland, FL on October 21, 2026. The Credit Union will send notification to each winner by using the information submitted by electronic form or mail-in entry ticket. Winner must claim the prize within two(2) calendar days after notification is sent by submitting to the Credit Union a properly completed “MIDFLORIDA Prize Claim and Publicity Release Form” and W-9. If a prize is unclaimed within two (2) calendar days after notification is sent, the prize will be forfeited and a new winner will be drawn. If the winner does not meet eligibility criteria, or fails to comply with these Official Rules, a substitute winner will be selected from among the remaining entries in accordance with these Official Rules, in Sponsor’s sole discretion. The winner must fully comply with these Official Rules or will be disqualified. The winner list will be available after all prizes have been awarded and verified. For the names of the winners, send a written request with a self-addressed stamped envelope to: MIDFLORIDA Credit Union, Attn: Marketing Department, 129 S. Kentucky Avenue, Suite 201, Lakeland, Florida 33801. Requests must be received within sixty (60) days after the Drawing Date.

9. You need not be present to win.

10. Prize. The prize is 4 lower-level tickets to the Orion180 Tip-Off Classic on November 2. Ten prizes will be awarded. Prize cannot be substituted, assigned, or transferred by winner. Tickets will be electronically transferred to the email provided when entering the drawing.

11. Publicity. The winner may be announced on the Sponsor’s social media pages and other media. By entering this promotion, you agree that if you are selected as a winner, your first name and city of residence will be published in winner announcements and listed in the Sponsor’s marketing materials, including web page, social media, print ads, and all other media, worldwide in perpetuity without compensation. If you consent to being photographed or provide a photograph, you agree that your likeness, including photographs, may be published in the Sponsor’s marketing materials, including newspaper ads and social media such as Facebook, Twitter and Instagram, without compensation or permission, except where prohibited by law.

12. Taxes and Reporting. Winners are responsible for all applicable taxes associated with a prize. Sponsor may require completion of an IRS Form W-9 or other tax documentation as a condition of prize acceptance if Sponsor determines such documentation is required for tax reporting or compliance purposes. Sponsor will make any tax reporting required by applicable law.

13. Consent. Any personal information collected in connection with the promotion will be used by Sponsor solely for the purpose of administering the promotion and will be subject to Sponsor's privacy policy. By participating, entrants agree that Sponsor may contact them using the email address or telephone number provided for purposes of administering the promotion and notifying potential winners. No purchase is necessary to enter or win, and consent to be contacted for promotion administration and winner notification is not a condition of purchasing any property, goods, or services.

14. Release. All decisions of the Sponsor in regard to this promotion are final and binding. By entering, participants agree to these Official Rules and release and agree to hold harmless the Sponsor and its directors, officers and employees from all liability (except liability for gross negligence or intentional acts) in connection with the promotion or any prize won. The Credit Union is not responsible for any loss which may occur in connection with the promotion. Sponsor is not responsible for any incorrect or inaccurate information, whether caused by tampering, hacking, or by any of the equipment or programming associated with the promotion. This promotion is in no way sponsored, endorsed, administered by, or associated with any social media platform (including Facebook, Instagram, Meta Platforms, Inc. or any of their affiliates). By participating, each entrant fully and completely releases and holds harmless any social media platforms (including Facebook, Instagram, Meta Platforms, Inc.), and their respective parents, affiliates, subsidiaries, officers, directors, employees, and agents from any and all liability arising out of or related to the promotion, participation in the promotion, or acceptance, use, or misuse of any prize. Any questions, comments, or complaints regarding the promotion must be directed to Sponsor and no other third party.

15. Binding Arbitration, Class Action Waiver, Jury Waiver. If you are a member of the Credit Union, the Credit Union’s terms and conditions of your account and privacy policy apply to this promotion and are incorporated herein by reference, including the provisions related to arbitration and waiver of class action and jury trial. If you are not a member of the Credit Union or if the Credit Union elects instead to proceed under the terms of this paragraph, then this paragraph will apply. You agree to attempt to informally settle any disputes or causes of action arising out of or connected with this promotion or any prizes awarded. If informal attempts do not succeed, you agree that upon the election of either you or the Credit Union any claim or dispute or cause of action arising out of or connected with this promotion will be resolved by BINDING ARBITRATION administered by JAMS in accordance with its applicable rules and procedures, including Mass Arbitration Procedures and Guidelines, in effect on the date the arbitration claim is filed. As a result, you will GIVE UP YOUR RIGHT TO GO TO COURT to assert or defend your rights under these Official Rules (EXCEPT for matters within SMALL CLAIMS COURT jurisdiction). You acknowledge that by agreeing to BINDING ARBITRATION you understand and agree to the following terms:

o Your rights will be determined by a NEUTRAL ARBITRATOR and NOT a judge or jury. You understand and agree that YOU ARE WAIVING THE RIGHT TO A TRIAL BY JURY.

o Arbitration proceedings provide you a FAIR HEARING, but the arbitration procedures are SIMPLER AND MORE LIMITED THAN RULES APPLICABLE IN COURT.

o Arbitration decisions are as enforceable as any court order and are subject to VERY LIMITED REVIEW BY A COURT.

o ARBITRATORS can award the same REMEDIES including DAMAGES that a COURT can award.

o Any ARBITRATION under these Official Rules WILL BE ON AN INDIVIDUAL BASIS. You understand and agree that YOU ARE WAIVING THE RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS MEMBER IN A CLASS ACTION.

o The PLACE OF ARBITRATION shall be in the federal district WHERE YOU RESIDE. o If You initiate a claim for arbitration, you understand that you will be required to pay an initial filing fee in accordance with the rules of the arbitration forum or neutral. However, we will pay any other filing, administration, and arbitrator fees as imposed by the arbitration forum. However, if the arbitrator determines that YOUR CLAIM IS FRIVOLOUS, UNWARRANTED, OR BROUGHT FOR AN IMPROPER PURPOSE (in accordance with the Federal Rules of Civil Procedure Section 11(b)) YOU WILL RETURN TO US ANY FILING, ADMINISTRATION, AND ARBITRATOR FEES WE PAID.

o Each party shall bear the fees or expense of their respective attorneys, experts, witnesses, and other expenses, regardless of who prevails, but a party may recover costs and expenses from another party if the arbitrator, applying applicable statutory law or contract terms, so determines.

FOR MORE DETAILS, check the JAMS website (www.jamsadr.com) or call JAMS at 800-352-5267.

16. Termination or Suspension. The Credit Union is not liable for any incorrect or inaccurate transcription of entry information or for any error or malfunction of any kind in connection with the promotion. If the promotion is not capable of running as planned for any reason, including tampering, unauthorized intervention, fraud, technical failures, force majeure, frustration of purpose or any other cause, the Credit Union reserves the right, at its sole discretion and without advance notice, to terminate or suspend or extend the promotion, in whole or in part, or modify it in any way, without any further obligation to eligible persons or entrants, to the extent permitted by applicable law. No groups, clubs, newsletters, or organizations may reproduce or distribute any portion of these Official Rules to their members, and anyone who participates in the Giveaway through means not permitted by these Official Rules is subject to disqualification.

17. Void Where Prohibited by Law. This promotion is subject to all applicable federal, state, and local laws and regulations and is void where prohibited by law.

18. Choice of Law. All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of entrants and the Credit Union in connection with the promotion, shall be governed by, and construed in accordance with, the substantive laws of the State of Florida, USA, without regard to choice of law rules. Venue of any court action shall be Polk County, Florida.

19. No Affiliation or Endorsement. This promotion is not endorsed by or affiliated with any other person or entity.