Spending buckets

budgeting Hack: Use Multiple Accounts

Simplify your finances by adding a Free Checking account for organized spending! 
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Take Control of Your Budget with Multiple Checking Accounts

Managing your money just got easier with the digital twist on the classic envelope system!
​By opening multiple checking accounts, you can stay organized, set financial goals, and keep your spending on track. Whether you're saving for bills, groceries, or fun money, having separate accounts makes budgeting simple and stress-free.

Visualize Your Budget

Organize your expenses by category—housing, groceries, entertainment, and more.

Move Money Around

Effortlessly transfer funds between accounts whenever you need to through Online Banking and our Mobile App. 

Nickname Accounts

Label each account to match its purpose, so you’ll always know where your budget stands.
Account benefits

Perks with Your Account

We make it easy to enjoy your money when you need it, with some extra rewards along the way.
Direct Deposit

Get Your Pay up to 2 Days Early

Set up direct deposit on your new checking account, and you'll get your pay up to two days early. Our quick and easy widget lets you set up direct deposit electronically right in the mobile app or online banking.
Direct Deposit Online Banking
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Debit Card

Free Debit Card with Cash Back Rewards

Get a MIDFLORIDA contactless debit card on the spot at any branch or have it mailed to you. Then load it to your wallet for easy and convenient purchases, all while racking up cash-back rewards or rewards for your favorite school. Pick up your new debit card today!
Find a Branch Debit Card Rewards
Paying with a contactless card
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Insights & Tips

You woman typing on mobile phone at her desk.

Do You Need Multiple Checking Accounts? Pros and Cons

Are you juggling multiple financial goals and wondering if one checking account is enough? Discover the surprising benefits of opening multiple checking accounts and how they can simplify your financial life.
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Group of young adults smiling outside. Two giving each other a high-five.

Boost Your Budgeting Power: Learn How Much Money You Need to Keep in Your Checking Account

Ever wondered how much money you should really keep in your checking account? Discover the golden rules of smart banking that can save you from overdraft headaches and financial stress. This eye-opening article reveals the perfect balance between covering your monthly expenses and building a safety buffer.

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Woman sitting at desk with money and notebook working on her budget.

Why Are Tracking Your Expenses and Balancing Your Checking Account Important?

Feeling lost with your finances? Tracking expenses and balancing your checking account can help. This clarifies where your money goes and lets you adjust your spending to meet savings goals, like a vacation or emergency fund.
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Still Have Questions?

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