You could make $100s with Refer a Friend!

1. Refer a Friend: Offer valid as of January 1, 2026, and may be canceled at any time without notice. The referring member must have a MIDFLORIDA checking account. To receive the referral incentive, the prospective member must present the referral code or completed referral card at account opening. If the referred person opens a checking account (excluding Freedom Banking accounts) and qualifies for the $200 or $400 checking incentive within 75 days. Incentive will be posted to the referring member’s account within 90 days, provided the referring member’s account is in open and unrestricted status. To qualify for the referral, new customer must not share household with the referring member.  You cannot refer your own account, and secondary checking accounts do not qualify for this offer.

2. Refer a Friend for Absolutely Free Student Checking: Offer valid as of January 1, 2026, and may be canceled at any time without notice. The referring member must have a MIDFLORIDA checking account. To receive the referral incentive, the prospective member must present the referral code or completed referral card at account opening. Incentive will be posted to the referring member’s account after the referred friend opens an Absolutely Free Student Checking account and qualifies for the $50 checking incentive within 75 days, provided the referring member’s account is in open and unrestricted status. You cannot refer your own account, and secondary checking accounts do not qualify for this offer.

3. $200 or $400 Free Checking Bonus: Offer valid as of January 1, 2026, and may be canceled at any time. MIDFLORIDA Credit Union membership and eligibility requirements apply. See associate for details regarding fees and terms. Freedom Banking, fiduciary and minor accounts and secondary checking accounts excluded. Other terms and conditions apply. To qualify for the $400 incentive, you must open a new Free Checking account with direct deposit ($4,000 cumulative which must post within 75 days of account opening); accept and open Online Banking, eStatement, and a debit card; and complete 40 debit card purchase transactions which must post within 75 days of account opening. To qualify for the $200 incentive, you must open a new Free Checking account with direct deposit ($2,000 cumulative which must post within 75 days of account opening); accept and open online banking, eStatement, and a debit card; and complete 20 debit card purchase transactions which must post within 75 days of account opening. Direct deposit must be an automated clearing house (ACH) credit of your paycheck, pension or government benefits from your employer or the government; tax refunds, cash transfer app deposits and transfers from another MIDFLORIDA account do not qualify. No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%. Limit one incentive per Social Security number. Past checking account holders and previous recipients of checking account incentives are ineligible. Account must remain open and unrestricted at least 90 days to qualify for the incentive. After all qualifications have been met, the incentive will be deposited to the new Free Checking account within 90 days of account opening and will be reported to the IRS. Minimum to open Free Checking is $50.

4. $50 Student Checking Bonus: Offer valid as of January 1, 2026, and may be canceled at any time without notice. MIDFLORIDA Credit Union membership and eligibility requirements apply. See associate for terms and fees. Paper statements not routinely provided. The Absolutely Free Student Checking account is designed for members 10-20 years old. $25 minimum opening deposit required. Depending on age, the account may require a parent or guardian’s signature. Identification: Social Security number required for student; government-issued ID required for either the student or parent/guardian as joint owner to open the account and to receive a debit card. To qualify for the $50 incentive, you must open a new Absolutely Free Student Checking account, accept and open online banking, eStatement and a debit card; and complete five debit card purchase transactions which must post within the first 75 days of account opening. No dividends paid. Annual Percentage Yield is 0.00%. Limit one incentive per Social Security number. Past checking account holders and previous recipients of checking account incentives are ineligible. New account must remain open and unrestricted at least 90 days to qualify for incentive. The incentive will be deposited to new Absolutely Free Student Checking account within 90 days of account opening after the qualifications have been met, and will be reported to the IRS.