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Special Offer

Maximize your savings with flexible terms

Choose your term, then let your money do the work. Earn up to 4.50% APY on either a 6-month or 36-month certificate special.

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Refer a Friend

Friends are worth $100s!

 

It pays to be popular. When you refer your friends to open a new checking account with MIDFLORIDA, you'll earn $100 for each referral - no cap. Plus, they can earn a cash bonus too.

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Checking & Savings

Open a checking account online in just a few minutes.
Open an Account

Loans & Credit Cards

Ready to make your plans happen? Get started online.
Apply for a Loan
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Home Loans

Start your homeowner journey with our easy online fast app.
Apply for a Mortgage

Current Rates

Explore our current rates to find the best option for you.
See Rates

How Can We Help You?

Let us help you find the perfect banking product that fits your needs. Explore your options below.

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Free Checking

Enjoy hassle-free banking with no monthly fee and easy access to your money.
Free Checking
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High Five Savings

Earn a high interest rate on our savings, perfect for growing smaller balances.
High Five Savings
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Auto Loans

Hit the road with great rates and flexible terms on your next car loan.
Auto Loans
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Buying a Home

Find the perfect mortgage to make your dream home a reality.
Mortgages
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Visa Signature

Earn rewards on your purchases and get cash back with no annual fee.
Visa Signature
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Personal Loans

Get the funds you need for life's big moments, with quick and easy approval.
Personal Loans
Why midflorida

Florida's Community Credit Union

With more than 60 branches from Tampa Bay to the Treasure Coast, up to Gainesville and down to Naples, MIDFLORIDA offers a full range of banking products and services to members throughout Florida. Not-for-profit and member-owned, we deliver a higher level of convenience and personal attention than you’ll find at a bank—without sacrificing competitive rates. Because your money isn’t just a string of numbers on an account statement. It’s personal—and we think the way you bank should reflect that.
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IN THE COMMUNITY

Local Love

All of MIDFLORIDA’s employees live and work in your community, which means banking with MIDFLORIDA helps support your local economy! What’s more, we’re committed to giving back to our community and proudly sponsor local organizations and schools.

MIDFLORIDA Cares

At the heart of MIDFLORIDA is a strong commitment to volunteerism, where employees are encouraged to give back to the community and make a positive impact together.
MIDFLORIDA employees volunteering

Gift of Reading

To foster a love of reading at a young age, MIDFLORIDA has been donating over 20,000 books to local kindergarten students for nearly 20 years.
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