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Tax forms coming soon: Be prepared by having MIDFLORIDA's routing number and your account number ready.

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COMING SOON: A new branch is coming to Winter Park!

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Relationship Savings

Earn More with a Low Threshold to Start

Take your money to the next level with this multi-tiered account.  
Open at a Branch View Rates
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at a glance

Step Up Your Savings

The optimal companion to Relationship Checking, this savings product is a tiered account with a low opening deposit, but provides varying dividends based on different tiers. Plus, the entirety of your deposit relationship (combined average of $10,000 in deposits) is taken into consideration to offset the monthly fee. It really is about relationship with our credit union.

If the minimum to open or ongoing access is not an issue compare other savings options to maximize your earning potential.
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Overdraft Protection Option

Link your savings account to your checking to protect against overdrafts.
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Accessible Assets

Enjoy the perks of gaining interest while being able to access cash anytime you need it.  
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 Low Opening Balance

With just a $5 opening deposit, it's easy to get started on your way to earning higher dividends.
Account benefits

Perks with Your Account

Enjoy 24/7 access to your savings account through online banking, while still having the option for personalized, face-to-face service at any of our MIDFLORIDA branches.
Direct Deposit Tool

Set Up Direct Deposit in Minutes

Skip the paperwork and enjoy faster access to your paycheck with our Direct Deposit tool. Easily connect with your employer or payroll provider and have the funds deposited directly into your account.
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Free online banking

Online Banking Tools for Smarter Money Management

Our Free Online Banking offers more than just convenience—it gives you powerful tools to manage your finances. Keep up with your finances in one place with a single-view dashboard and take advantage of budgeting tools to get a clear overview of spending and savings goals. It's all about making your financial life easier and more organized.
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relationship checking

Checking Plus Extra Perks 

Earn interest plus have access to exclusive benefits including free standard checks, discounts on safe deposit rentals, and more when you add a Relationship Checking Account.
Other Products & Services

Explore More Banking Options

MIDFLORIDA offers a range of valuable products and services designed to meet all your financial needs.
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Auto Loans

If you’re ready for a new car, you can get pre-approved online or ask for MIDFLORIDA financing right at the dealership. The process is simple and helps you shop with confidence.
Auto Loans
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Visa Signature

A rewards credit card can help you earn cash back on everyday purchases. Cardholders also enjoy valuable benefits that make travel and online shopping easier.
Visa Signature
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Mortgages

From first-time buyers to experienced homeowners, our mortgage team can help you find the loan that fits your budget and goals.
Mortgages
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Relationship Savings FAQs

A Relationship Savings account can be opened with as little as $5 but to avoid the monthly fee, maintain a combined average balance of $10,000. 

The monthly fee for Relationship Savings is $12 but is waived when you maintain a combined average daily balance of at least $10,000 across your deposit products.