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Preferred Mastercard
a rewards card with great value
Small and large businesses alike can get a powerful tool for business expenses and earn cash back with MIDFLORIDA's Preferred Mastercard BusinessCard.
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Contact a Business Banker 
AT A GLANCE
Turn Business Expenses into Rewards
Running a business comes with daily expenses—why not turn them into rewards? With MIDFLORIDA’s Preferred Mastercard credit card, you can manage your business purchases while earning cash back on transactions. Enjoy the flexibility and convenience of a card designed to meet the demands of your business, with added perks that give back.
1.5% Cash Back Rewards¹
Maximize your spending by putting money back into your business with cash back rewards on your Preferred Mastercard.
Simple Reward Redemption
Redeem your cash back rewards as a statement credit whenever it suits you- no waiting periods or minimum thresholds.
Unlimited Authorized Users
Easily manage business spending by adding unlimited authorized users at no extra cost.
features
Helpful Account Options
Stay in control with features designed to make managing your business credit card easier.
Security features
Tools Designed for Security and Convenience
Stay in control of your business spending with convenient card management tools. Use Online Banking or the mobile app to turn your card on or off whenever needed for added security and peace of mind.
Perks
Premium Benefits for Every Business
Our business credit cards include specialized benefits designed to protect your business and provide strategic support.
Preferred Mastercard BusinessCard FAQs
We use a method called "average daily balance (including new purchases)."
We use the highest Prime Rate listed in The Wall Street Journal on the last business day of each month.
To request a copy of your current credit card disclosure, which may be different than the disclosure on new accounts listed above, please contact the MIDFLORIDA Help Desk at (863) 688-3733 or toll free at (866) 913-3733 and allow 10 days for delivery.
To report a lost or stolen Credit Card, please call (866) 820-3935 available 24 hours a day, 7 days a week.
The Automatic Billing Updater service will automatically update old card numbers with merchants who keep your card on file, so payments can process without interruption or action from you.
You may opt out of the service to keep your card from automatically updating.
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Terms of Service
Rates, costs and fees for the Preferred Mastercard BusinessCard.2
Terms and Conditions
1. Cardholders will earn 1.5% cash back on net qualified purchases (purchases minus returns/credits) made on the credit card account. Qualified purchases do not include: balance transfers, cash advances (including convenience checks), ATM cash disbursements, money transfers, gaming transactions, tax payments, finance charges, or fees. The maximum cash back rewards per billing cycle are limited to $500. Cash back rewards may be redeemed as a statement credit and may be canceled or changed at any time. Additional terms and limitations apply.
2. Please see the disclosure that is given to you. The information about costs of the card is accurate as of May 1, 2026 and is subject to change after this date. Please contact us at Card Services Department, P.O. Box 8008, Lakeland, FL, 33802, for any changes in this information.
2. Please see the disclosure that is given to you. The information about costs of the card is accurate as of May 1, 2026 and is subject to change after this date. Please contact us at Card Services Department, P.O. Box 8008, Lakeland, FL, 33802, for any changes in this information.
*Business Guide to Benefits for MIDFLORIDA Mastercard® Cardholders. To view all Mastercard business offers, visit www.mastercard.us/businessoffers. Certain restrictions apply. Benefits are provided by Mastercard and are subject to terms and conditions. MIDFLORIDA is not responsible for changes made by Mastercard.
