All MIDFLORIDA branches and Help Desk will be closed on November 11 in observance of Veterans Day.

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About Us

our story 

MIDFLORIDA Credit Union is committed to delivering personalized financial solutions while making banking simple, secure and convenient for all of our members. From the first transaction in 1954 to the thousands made online today, we continue to maintain the credit union philosophy of excellent, individualized service.
Teller at MIDFLORIDA
Our Promise

Empowering Members

At MIDFLORIDA Credit Union, we aim to empower our members with the knowledge and resources they need to make informed financial decisions. We're dedicated to helping all members achieve their financial goals while working together to build a stronger, more financially secure community.

Values

Our values prioritize personalized service, financial education, and giving back to our community.

Mission

Our mission is to improve the financial well-being of our members.

Vision

Our vision is to be a top financial institution in Florida blending modern technology with personalized, face-to-face service.
Why midflorida

Florida's Community Credit Union

With more than 60 branches from Tampa Bay to the Treasure Coast, up to Gainesville and down to Naples, MIDFLORIDA offers a full range of banking products and services to members throughout Florida. Not-for-profit and member-owned, we deliver a higher level of convenience and personal attention than you’ll find at a bank—without sacrificing competitive rates. Because your money isn’t just a string of numbers on an account statement. It’s personal—and we think the way you bank should reflect that.
Relationship banker greeting member
Our History

Over 70 Years of Dedicated Service to our Members

MIDFLORIDA Credit Union was founded in 1954 as the Polk County Teachers Credit Union, serving local educators in Lakeland, Florida. Young history teacher, Rebecca Keith, was asked to manage the credit union as its first treasurer and was known to keep those early deposits in a shoebox at her home.

Over the years, we've expanded our membership and now reach areas across the state. With nearly 65 branches and over $8 billion in assets, we offer a wide range of financial services while maintaining a commitment to community-focused, personalized service.

Exterior of Orange Ave Branch
5-Star RAted

Excellent Rating from BauerFinancial

We are proud to announce that we have once again earned a 5-star rating for our financial soundness from BauerFinancial, the nation's leading independent firm that rates banks and credit unions. This superior rating recognizes our strength and stability, and maintains our position on their list of recommended financial institutions.
MIDFLORIDA Branch with Bauer 5 Star logo
Our Leadership

Board of Directors

The Board of Directors consists of eleven volunteer positions elected each year at the Annual Meeting of the Membership. The board is responsible for overseeing the credit union and guiding MIDFLORIDA’s senior management in all operations of the credit union.
MIDFLORIDA Board of Directors 2017
Community Engagement

Investing in Our Communities

Take a look at how we're actively investing in the growth and success of individuals and local organizations. 

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Community Giving

We are deeply committed to giving back to the communities we serve. From local causes to larger partnerships, our corporate giving efforts are designed to make a lasting impact.

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Scholarships

We're proud to support local high school seniors in Polk and Highlands counties through our Rebecca Keith scholarship program, helping them pursue higher education and achieve their academic goals.
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Gift of Reading

To foster a love of reading at a young age, MIDFLORIDA has been donating over 20,000 books to local kindergarten students for nearly 20 years.
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Upcoming Locations

Bringing Banking Closer to You

See All Locations

Spring 2025

Bradenton - Manatee branch at 5905 Manatee Avenue West, Bradenton.

Summer 2025

Orlando University branch at 7501 University Blvd, Winter Park.

Fall 2025

Fort Myers branch at 13550 Tamiami Trail, Fort Myers.

Summer 2026

Gainesville and Sarasota Bee Ridge
Service Area

Serving You Coast to Coast

With branches spanning across Florida, we're committed to providing exceptional service and face-to-face banking in the communities we serve. Explore our extensive service area and find out where we're making banking more convenient.
Additional InfoRMATION

Discover More About Us

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Annual Reports

Review our annual reports to learn more about MIDFLORIDA's financial performance, growth, and commitment to transparency. 
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Join Our Team

Explore exciting career opportunities with MIDFLORIDA and be part of a team that values community and growth. 
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News

Stay up to date with the latest news and updates from MIDFLORIDA, including important announcements and community involvement.
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