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Experience the benefits of credit union membership, including low fees, great rates and personalized service. Become a member and start banking smarter with us.
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Business Money Market
Competitive Rates, Exceptional Growth
Earn dividends while keeping your funds available for when your business needs them with a Business Money Market account.
Open at a Branch
View Rates 
At a glance
Earn competitive interest on your business funds
Walk-Ins Welcome
No appointment required for account opening in branch.
Accessible Assets
Enjoy the perks of gaining interest while being able to access cash anytime you need it.
overdraft protection
Use your savings account as overdraft protection for your business checking account.
| Account | Dividend Rate | APY |
|---|---|---|
| $0.01 to $10,000.00 | 2.45% | 2.50% |
| $10,000.01 to $100,000.00 | 2.70% | 2.75% |
| $100,000.01 to $250,000.00 | 3.01% |
3.05% |
| $250,000.01 to $1,000,000.00 | 3.20% |
3.25% |
|
$1,000,000.01 & over |
3.45% |
3.50% |
Business Money Market: 3.50% APY applies only to amounts exceeding $100,000,0000.01; other rates are lower; see account terms for details. Minimum to open is $10,000. Rates may change after account is opened.
Account benefits
Perks with Your Account
Enjoy 24/7 access to your savings account through online banking, while still having the option for personalized, face-to-face service at any of our MIDFLORIDA branches.
Online banking
Enhanced Digital Tools for Easy Account Management
Stay in control of your savings with secure online banking. Check your balances, transfer funds, and track savings goals.
Other Products & Services
Explore More Options
Here are related products you might find valuable.
Business Money Market FAQs
Yes, the monthly maintenance fee is $25 or $0 when you maintain an average daily balance of $10,000, $50,000 in cumulative deposits, or $75,000 in business loans.
Yes, a $10,000 deposit is required to open a Business Money Market savings account.
eStatements are free with extended eStatement archival for 5 years. Paper statements are available for a fee. See fee schedule.
Use the MIDFLORIDA Savings Calculator to determine how much you can earn based on your opening deposit, rate, and monthly contributions.
1. Offer valid as of January 1, 2026 and may be canceled at any time without notice. Eligibility and membership requirements for business and business owner(s) apply. To qualify for the $300 incentive, the business must open a business checking account (Free Business Checking (minimum $100 to open), Premier Business Checking (minimum $500 to open) or Business Checking Plus Interest (minimum $500 to open); accept and open Online Banking and eStatement; make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening; and complete five transactions (deposits, withdrawals, etc.) within the first 60 days. No dividends are paid on Free Business Checking and Premier Business Checking. Annual Percentage Yield for Free Business Checking and Premier Business Checking is 0.00%. Rates may change after account is opened. Account must remain open and unrestricted until the incentive is paid to qualify. Any business EIN that has previously received a business checking incentive will not qualify for the $300 incentive. The $300 will be deposited to the new business checking account after the qualifications have been met and will be reported to the IRS.
