Member Login
- Online Banking
- Premier Treasury Online
*Username
Forgot User ID*Password
Forgot PasswordNot Enrolled Yet?
Set up Online AccessNeed to complete an application?
Join MIDFLORIDA Today!
Experience the benefits of credit union membership, including low fees, great rates and personalized service. Become a member and start banking smarter with us.
Get Started
Support for your business
Freedom Business Checking Account
Access practical tools and account features designed to support your business banking needs. Freedom Business Checking can be a strong fit for start-ups, newer or small businesses, and business owners with low or no credit.
Open at a Branch
Contact a Business Banker 
At a glance
A Checking Account with Freedom to Grow
From opening your account to managing everyday deposits and transactions, Freedom Business Checking offers practical tools and features that help support cash flow, simplify day-to-day banking, and give your business room to grow.
Low Opening Deposit
$1001 minimum opening deposit makes it easier to get started, keeping more of your funds available for day-to-day operations.
200 Free Transactions
Manage routine business activity with 200 free transactions2 per month. After that, a $.15 per transaction after.
No deposit cut-off time
Deposit funds on your schedule with no deposit cut-off time, giving your business added flexibility when managing cash flow.
Digital Banking Tools
Use digital banking tools to check balances, manage activity, and stay on top of your business banking needs with added convenience.
add-on solutions
Additional Business Banking Services
You're in the business to make money. We are in the business to help you manage it with business services designed to simplify payments, improve cash flow, and save time.
Merchant Services
Give Your Customers More Ways to Pay
Accept Visa, Mastercard, and other electronic payments with secure merchant processing solutions. Our secure tools help your business get paid faster, improve customer convenience, and simplify day-to-day payment management.
overdraft solutions
Safeguard Your Cash Flow
Overdraft solutions can help your business prepare for unexpected expenses and manage cash flow with greater confidence.
Business debit card rewards
Earn more with debit card rewards that benefit your bottom line.
Enroll your account in online banking and start earning reward points on transactions where you choose credit, helping you maximize your business spending.
Other Products & Services
Explore More Banking Options
Here are related products you might find valuable.
Freedom Business Checking FAQs
No appointment is needed to visit a MIDFLORIDA branch and open a business account. However, if you would like to make one, you can contact a business banker at (863) 293-5196.
The documents you need depend on your business type, but commonly include SS-4, EIN, business tax receipts, bylaws, operating agreements, and active certification with Sunbiz. To view the full list of everything you need, view our Required Documents page.
The minimum to opening deposit for Freedom Business Checking is $100.
Yes, the Freedom Business Checking account has a $15.00 monthly maintenance fee.
Freedom Business Checking includes 200 free transactions per month. After that, there is a $0.15 fee per transaction. Debit card transactions are excluded from the transaction limit.
There is no fee for the first $20,000 in cash deposits each month. After that, a fee of 0.1% of the month’s total cash deposit amount applies.
Yes, MIDFLORIDA offers several business account options that can work well for small businesses. We recommend speaking with one of our business banking experts to see which account would work best for you.
1 MIDFLORIDA Credit Union eligibility and membership requirements for business and business owner(s) apply.
2 Transactions include checks paid or other debits; withdrawals; deposits and deposited items; and transfers. Debit card transactions, wire transfers, deposits made via remote deposit capture, and electronic ACH credits/debits not included.
