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Join MIDFLORIDA Today!
Experience the benefits of credit union membership, including low fees, great rates and personalized service. Become a member and start banking smarter with us.
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Credit cards
Take charge of your credit with a low-rate card
Whether you're building credit or looking for better value, MIDFLORIDA offers credit cards with no annual fee,1 tap to pay, low fixed interest rates and rewards.
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Overview
A Credit Card for Every Lifestyle
Mobile Wallet
Add your MIDFLORIDA card to Apple Pay, Google Wallet, and more for contactless checkout online, in apps, and in stores.
Instant-Issue Cards
Need a card now? Walk into any branch to apply, and if approved, walk out with a new contactless card today.
Mobile App
Check transactions, make payments, deposit checks, and manage your card anytime with the free MIDFLORIDA app.
Card Controls
Turn your card on or off in the app and set controls for spending and purchases.
Free Text Alerts
Get real-time text alerts about purchases and account activity, so you can stay on track.
Payment Options
Make one-time or recurring payments through the app whenever it works best for you.
Compare cards
Which Credit Card Is Right For You?
Compare MIDFLORIDA credit cards by what matters most to you: low interest rates, rewards, or building credit. With helpful tools like online account access and fraud alerts, it’s easier to track spending and stay in control.
personalized support
Expert Guidance Every Step of the Way
Not sure which MIDFLORIDA credit card fits your goals? Our team can help you compare options, understand key details, and apply with confidence. Call (863) 284-5626 or toll free (855) 560-5626.
calculator
Estimate Your Potential Transfer Savings
See how much you could save by moving debt from a high-interest credit card to a new MIDFLORIDA credit card with a low introductory rate.
other products and services
Explore More Banking Options
Discover additional lending solutions designed to fit your unique needs.
MIDFLORIDA Credit Card FAQs
A low interest credit card is designed to help reduce interest costs, especially if you expect to carry a balance month-to-month.
A low interest credit card can be a good fit if you expect to carry a balance, want to reduce interest costs, or plan to pay down existing credit card debt over time. It can also help if you’re consolidating balances with a balance transfer and focused on paying the balance down faster.
A balance transfer moves debt from another credit card to your new card. It can help you consolidate balances and potentially reduce interest while you pay the balance down.
Cash-back rewards give you a percentage back on eligible purchases. You can usually redeem rewards as a statement credit or deposit, depending on the card.
The interest rate can vary based on your credit rating and other factors.
1. Membership and eligibility requirements apply. Variable APRs range from 12.99%-18.00%, based on creditworthiness. The information about costs of the card is accurate as of March 1, 2026 and is subject to change after this date. Other fees may apply; please see the disclosure that is given to you.
