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Join MIDFLORIDA Today!
Experience the benefits of credit union membership, including low fees, great rates and personalized service. Become a member and start banking smarter with us.
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New Account Bonus
tired of Being pushed around by big bank bull?
Switch to MIDFLORIDA and earn $300 when you open a new Free Business Checking account. Open your account today and start growing your business with extra cash in hand!
Get Started
Open at a Branch 
offer requirements
How to Earn Your $300 Bonus
Open a new Free Business Checking account with a minimum deposit of $100 and complete the steps below within the first 60 days. Once criteria have been met, you'll receive your business checking account bonus within two weeks.
Documents Needed
Set up Online Access
Enroll in online banking and eStatement to receive paperless statements. Be sure to log in and accept disclosures.
Cumulative Deposits
Make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening.
Transaction Minimum
Complete five transactions
(deposits, withdrawals, etc.).
(deposits, withdrawals, etc.).
Let's Get Down to Business. Yours.
You take care of your customers. We take care of you and your business. Plus, when you open a new Business Checking account (with deposit requirements), we'll give you $300 cash.1
Features
Benefits with Your Business Account
Walk-Ins Welcome
No appointment required for account opening.
Convenient Hours
Enjoy convenient branch accessibility with extended drive-thru hours and full-service Saturday hours.
Bill Pay
Pay all your bills from one location or schedule them in advance.
Free Coin Counting
Skip the counting and rolling—cash in up to $200 a day for free.
e-statements
Declutter your life with fast, secure, paperless statements.
Mobile App
Access your account, deposit checks and more with our free mobile app.
Merchant Services
Give your customers more ways to pay. Set your business up to accept MasterCard and Visa for payment of goods and services.
Treasury Managment
Efficiently manage payable and receivables, make better use of cash on hand, and mitigate operational risks.
Checking Products
Checking Accounts to Choose From
Find the Business Checking account that best fits the needs of your business—each one qualifies for our cash bonus. Whether you’re looking for a no-frills option or added features, we've got you covered.
Free Business Checking
Help your business grow while keeping costs low with no monthly maintenance fee and no minimum balance requirement.
Minimum to open $100
Minimum to open $100Premier Business Checking
Ideal for businesses with high transaction volume and treasury management needs. This comprehensive account provides solutions to help improve your cash flow and reduce time spent managing finances.
Minimum to open $500
Minimum to open $500Business Checking Plus Interest
Let your money work smarter so you don’t have to work harder. Best for businesses that can maintain higher account balances.
Minimum to open $500
Minimum to open $500Business Checking Account FAQs
Learn about opening a MIDFLORIDA business checking account, including required documents and visit information.
To view the full list of everything you need, view our Required Documents page.
No appointment is needed to visit any of our branch locations to open a business account. However, if you would like to make one, you can contact a business banker at (863) 293-5196.
Any of our business accounts are great for small businesses. Talk to our business banking experts to see which options would work best for you.
There are no monthly maintenance fees for a Free Business Checking account.
1. Offer valid as of December 1, 2025 and may be canceled at any time without notice. MIDFLORIDA Credit Union eligibility and membership requirements for business and business owner(s) apply. To qualify for the $300 incentive, the business must open a business checking account (Free Business Checking (minimum $100 to open), Premier Business Checking (minimum $500 to open) or Business Checking Plus Interest (minimum $500 to open; limit of 2 accounts per TIN or SSN), excludes Freedom Business Checking); accept and open Online Banking and eStatement; make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening; and complete five transactions (deposits, withdrawals, etc.) within the first 60 days. With the Free Business Checking account "Free" means that there are no monthly maintenance fees; other fees and charges apply. See our fee schedule for details. No dividends are paid on Free Business Checking and Premier Business Checking. Annual Percentage Yield for Free Business Checking and Premier Business Checking is 0.00%. Annual Percentage Yield on Business Checking Plus Interest is 4.00% on balances between $.01 and $10,000.00, 4.00% to 1.63% on balances between $10,000.01 to $25,000.00, 1.63% to 0.84% on balances between $25,000.01 to $50,000.00, 0.84% to 0.44% on balances between $50,000.01 to $100,000.00, and 0.44% to 0.05% on balances of $100,000.01 and up. Rates may change after account is opened. Account must remain open and unrestricted until the incentive is paid to qualify. Any business EIN that has previously received a business checking incentive will not qualify for the $300 incentive. The $300 will be deposited to the new business checking account within 14 days after the qualifications have been met and will be reported to the IRS.
