Get to know your loan officer

Marie Joseph

[email protected]
T: 813-386-4202
NMLS # 1558241

Marie Joseph

About Marie

Born and raised in the Caribbean, Marie later earned her Master’s degree in Business from Colorado State University. She brings genuine passion to her work, caring deeply for her members and striving to help them achieve their homeownership goals. As a military spouse, she has proudly supported countless service members, their families, and non‑military members with the same level of dedication and compassion.

With over 10 years of experience in the mortgage industry, Marie specializes in VA, FHA, and Conventional loans. She has also helped many first‑time homebuyers navigate the lending process with ease. Marie is committed to delivering knowledgeable guidance and a supportive experience for every borrower she serves.

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Flexible Mortgage Loans 

We offer a variety of mortgage products. Scroll through the list to consider the right solution for your homeownership journey.
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Select 100

With 100% financing and $0 down, your dream home is closer than you think. Skip the big upfront costs and start your homebuying journey with confidence. 
Select 100
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Fixed-Rate Mortgage

Financing with a fixed-rate mortgage provides you with the stability of always knowing what your principal and interest payments will be each month.
Fixed Rate Mortgage
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Adjustable-Rate Mortgage

An adjustable-rate mortgage saves borrowers money upfront with lower interest rates and a lower payment for an initial period, and adjusts after that.
Adjustable Rate Mortgage
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Construction-to-Permanent

Enjoy the convenience of one loan, one set of closing costs and one closing date with a construction-to-permanent loan.
Construction
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Lot Loan

Secure your perfect piece of land with a lot loan. You'll make affordable payments and build when you're ready.
Lot Loan
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Jumbo Mortgage

When buying a more expensive home, a jumbo loan may be the option you need. 
Jumbo Mortgage
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First-time Homebuyer

A fixed-rate mortgage with down payment options as low as 3% of the purchase price, making it easier to buy the home you want.
First-Time Homebuyer
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Florida Hometown Heroes

Homeownership opportunities for eligible full-time frontline or public service workers employed by Florida-based employers. Discover the benefits today!
Hometown Heroes
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FHA / VA / USDA

Government-insured home loans with more flexible lending standards and lower down payment requirements.
Government Loans
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Renovation Mortgage

Get a mortgage to purchase your new home and receive funds for repairs, renovations or improvements.
Renovation Mortgage

Explore More Mortgage Resources

Find helpful tools and information to guide you through the mortgage process.

Mortgage Checklist

Make sure you're fully prepared. Check out our complete list of the documents and information you'll need to gather for a smooth mortgage loan process.
Mortgage Checklist

Planning for Homeownership

Start planning for your future home today with tips and advice on where to start from our mortgage experts.
Homeownership Planning

How to get a loan

Ready to secure your mortgage? Learn all about the loan process from application to funding in our step-by-step guide.
How to Get a Loan

Mortgage Glossary

Don't quite understand all the terms used during the loan process? Don't worry, we have a mortgage glossary to keep you in the know. 
Mortgage Glossary