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Quick Answer
Florida is drawing record numbers of new residents in 2025—from growing families to global corporations. The state’s low taxes, job growth, warm climate, and expanding economy make it one of the top destinations for relocation in the U.S. You’ve probably heard it already: everyone seems to be moving to Florida. And in 2025, that trend hasn’t slowed down. In fact, it’s accelerating. From retirees and remote workers to executives and entrepreneurs, people are finding compelling reasons to relocate to the Sunshine State. Whether you're considering the move yourself or just wondering what’s behind the buzz, here’s a closer look at why moving to Florida in 2025 has become such a widespread trend. And what it means for residents, businesses, and communities across the state. Start your mortgage application with MIDFLORIDA Credit Union.
Florida’s population growth by the numbers
Florida was already one of the fastest-growing states before 2025, and the most recent data continues to support this trend. In 2024 alone, over 700 people moved to the state each day. That momentum is expected to continue growing in 2025, with the population approaching 23 million, according to the U.S. Census Bureau. What does that mean for you? Whether you're house hunting, job searching, or launching a business, the growth is creating fresh opportunities in cities like Tampa, Cape Coral, and Orlando—especially in housing, infrastructure, and career paths. This surge isn’t just about people; it’s about opportunity.
What’s driving people to move to Florida in 2025?
There’s no single reason behind the influx. Instead, it’s a combination of economic, lifestyle, and practical factors.
1. No state income tax
Florida remains one of only nine states without a personal income tax, making it especially attractive to high earners, retirees, and remote workers.
2. Affordable cost of living (in many areas)
Compared to states like California or New York, Florida’s suburban and inland cities still offer competitive housing prices, lower property taxes, and moderate utility costs.
3. Booming job market
Companies across industries are moving to Florida, creating jobs in:
- Technology
- Finance
- Aerospace and defense
- Logistics
- Construction and skilled trades
Areas like Tampa and Lakeland are becoming business hubs with a growing demand for professional and technical talent.
4. Quality of life
From year-round sunshine to access to beaches and parks, Florida offers:
- Mild winters and outdoor-friendly living
- Recreational activities for all ages
- Family-friendly communities with good schools
- Health care systems that are expanding rapidly
Where people are moving within Florida
Not all areas are growing at the same pace. Based on recent migration and building permit data, here are some of the most popular ZIP codes and cities in 2025:
- Davenport (33837): A hot spot for new suburban communities near Orlando
- Winter Garden (34787): A top relocation destination for families and professionals
- Cape Coral (33993): Attracting retirees, remote workers, and new construction buyers
- Lakeland (33805–33813): Centrally located and one of Florida’s fastest-growing metros
- Tampa (33629, 33611): Blending urban convenience with suburban charm
These areas offer a mix of housing affordability, new construction, and proximity to jobs and schools.
Businesses are relocating to Florida, too
It’s not just individuals making the move. Florida’s business climate is attracting companies of all sizes, and the impact is being felt throughout the state.
Key business relocation drivers:
- Lower corporate taxes and regulations
- Access to a growing and diverse talent pool
- Strategic location for logistics and trade
- Incentives for headquarters relocation and job creation
Industries relocating to Florida include:
- Financial firms from the Northeast
- Tech startups from the West Coast
- Aerospace and defense companies from the Midwest
- Healthcare providers expanding into Florida’s aging population base
This migration of businesses is fueling job creation and adding pressure to Florida’s housing and infrastructure systems.
What it means for Florida’s housing market
Housing is one of the first areas impacted by population growth. The influx of families and professionals has led to:
- Increased demand in both resale and new construction markets
- Tighter inventory in high-growth cities and ZIP codes
- Upward pressure on home prices, particularly in areas with strong school districts and job access
- Greater interest in mortgage pre-approvals as buyers compete in fast-moving markets
If you're planning a move to Florida, getting pre-qualified and exploring your mortgage options early can help you act with confidence in a fast-moving market.
Who’s making the move?
Here’s a snapshot of the types of people moving to Florida in 2025:
| Group | Why They're Moving | Where They're Going |
| Remote Workers | Tax savings, flexibility, lifestyle | Tampa, Sarasota, St. Augustine |
| Retirees | Warm climate, no state income tax | Cape Coral, Naples, The Villages |
| Young Families | Affordability, good schools | Lakeland, Winter Garden, Wesley Chapel |
| Executives/CEOs | Relocating HQs, tax benefits | Miami, Palm Beach, Orlando |
| Skilled Trades | Construction boom, high demand | Central and North Florida |
Challenges of Florida’s rapid growth
Florida’s popularity isn’t without its growing pains:
- Infrastructure strain in high-growth counties
- School crowding in fast-developing districts
- Traffic and transit challenges, especially in metro areas
- Environmental concerns related to land development and storm resilience
Still, Florida state and local governments are investing in transportation, school expansion, and climate-resilient infrastructure to keep pace.
Tips for those planning to move
Thinking of making Florida your next home? Here are a few ways to prepare:
- Get pre-approved for a mortgage before touring homes
- Research property taxes and local insurance rates, especially near coastal or flood-prone zones
- Plan your move around the seasons—winter moves may offer better availability, while spring/summer sees the most market activity
- Work with a lender that understands Florida-specific considerations, including escrow and homestead exemptions
FAQ: Moving to Florida in 2025
Q: Why are so many people moving to Florida in 2025?
A: Key reasons include no state income tax, affordable housing in many areas, job growth, and quality of life improvements.
Q: Are businesses really moving to Florida, too?
A: Yes, many companies, especially in finance, tech, and logistics, are relocating or expanding in Florida due to tax incentives and workforce access.
Q: Is Florida still affordable in 2025?
A: While some areas are becoming more expensive, many suburbs and inland cities remain affordable compared to other major U.S. metros.
Q: What are the best cities for families moving to Florida?
A: Lakeland, Winter Garden, Davenport, and Wesley Chapel are popular for their schools, affordability, and family-friendly neighborhoods.
Q: How can I prepare to buy a home in Florida?
A: Start with mortgage pre-approval, explore neighborhoods, and work with a local credit union like MIDFLORIDA that understands the market.
How MIDFLORIDA can support your relocation
At MIDFLORIDA, we’ve helped thousands of new residents make a smooth transition into Florida homeownership. Our mortgage solutions are designed for:
- First-time and returning buyers
- Out-of-state and relocating families
- Buyers seeking affordable financing with local service
Whether you’re looking for a starter home in Central Florida or your forever home along the coast, our team is here to help. Start your application with MIDFLORIDA
