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Join MIDFLORIDA Today!
Experience the benefits of credit union membership, including low fees, great rates and personalized service. Become a member and start banking smarter with us.
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CD Specials
Open at a Branch
Exclusive Certificate Specials
Secure higher interest rates with our exclusive CD specials:
4.00% 60 and 36 months and 3.75% for 14 and 8 months.1
CD Offer
Unlock Higher Savings with Our CD Rates
Your nest egg is about to hit a growth spurt. With our certificate specials from MIDFLORIDA Credit Union, you can maximize your earnings while enjoying the fast, friendly, face-to-face banking you've come to trust. The rates are guaranteed for the duration of the terms, offering you risk-free savings options that won't fluctuate with the market.
3.75% APY for 8 months
($1,000 minimum to open)1
3.75% APY For 14 Months
($1,000 minimum to open)1
4.00% APY for 36 months
($1,000 minimum to open)1
4.00% APY for 60 months
($1,000 minimum to open)1
Get started
Earn a High Yield on Your Savings
Take advantage of this limited-time offer and make your money work harder for you. Visit your nearest branch to lock in your rate now.
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Limited time offer! |
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Also available as an IRA CD |
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Earn with confidence with guaranteed rates |
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Interest compounded monthly |
Calculator
See How Much You Can Earn
Use our CD calculator to see how your savings will grow over time.
Additional Savings Options
Flexible Savings Options
If you prefer to maintain more flexible access to your money, we have several savings options for you. From Money Market to Extreme Yield, you'll earn interest on your money with the ability to withdraw funds at any time.
View Rates
1. 8-month and 18-month Certificate of Deposit: Offer and rate valid as of July 1, 2026, and may be canceled without notice. Membership and eligibility requirements apply. Fees may reduce earnings. Minimum to open $1,000. The initial deposit cannot exceed $5 million per member or $10 million per address. Advertised Annual Percentage Yield (APY) for 8-month CD is 3.75% and 3.75% APY for 14-month CD, based on the assumption that the funds will remain in the certificate until maturity. Penalties may apply for withdrawal of funds before maturity. Contact employees for further information on fees and terms. 36-Month and 60-Month Certificate of Deposit: Offer and rate valid as of July 1, 2026, and may be canceled without notice. Membership and eligibility requirements apply. Fees may reduce earnings. Minimum to open $1,000. The initial deposit cannot exceed $5 million per member or $10 million per address. Advertised Annual Percentage Yield (APY) for 36-month CD is 4.00% and 4.00% APY for 60-month CD, based on the assumption that the funds will remain in the certificate until maturity. Penalties may apply for withdrawal of funds before maturity. Contact employees for further information on fees and terms.
