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Low Balance Fee

What is a low balance fee?

A low balance fee is charged if you maintain less than $100 in your membership savings account and have no additional deposit products or loan products other than checking.

How can I avoid a low balance fee?

When you open a checking account, you can avoid the low balance fee by bringing your membership savings account balance to at least $100. Other ways to avoid the fee are:

  • Open a secondary savings account, such as a Holiday Club or a regular savings account
  • Open a certificate
  • Open a loan of any type
  • Open a credit card

The fee may be waived if you are also the primary member of a Debit Card Banking, Absolutely Free Student Checking or Freedom Banking account.