Your transition to MIDFLORIDA is almost here

MIDFLORIDA Credit Union is excited to move forward with the conversion of Prime Meridian Bank accounts, taking place the weekend of April 17–20. Ahead of this transition, current Prime Meridian Bank customers may choose to opt in to MIDFLORIDA membership now.*
Opt-In to Membership

Get Ready For Your New Banking Experience

Your Prime Meridian Bank accounts will transition to MIDFLORIDA the weekend of April 17-20. The good news is your account numbers, loans, and CDs will remain exactly the same. Here's a quick overview of what to expect through conversion weekend.

Please note: If you try to sign in or access your account on MIDFLORIDA’s system before the conversion is complete, it won’t work yet. We’ll share updates throughout conversion weekend on Prime Meridian’s social channels.

Before Conversion

Debit card access, checks, and direct deposit will continue as normal. To prepare for the transition, changes to scheduled bill payments won't be available after 4 pm on Thursday, April 16. Please take a moment to review the letter mailed to you for more details.

During Conversion

Prime Meridian's online banking and mobile app will be unavailable starting at 5 pm on Friday, April 17 and Prime Meridian branches will be closed on Saturday, April 18. Don’t worry—your debit card will continue to work as normal.

After Conversion

Customers moving to MIDFLORIDA's Online Banking can log in and access their accounts the afternoon of Sunday, April 19. Customers moving to Premier Treasury Online will be able to log in beginning Monday, April 20. Bill Pay will be available for both platforms on Monday as well.

We're Here for you

Our Help Desk will be available Monday through Saturday from 7 am to 8 pm during the transition. We’ll also have extended support on Sunday, April 19, from 1 pm to 6 pm to make sure you have the assistance you need.

Branch & ATM Access

Beginning Monday, April 20, former Prime Meridian customers can begin using any MIDFLORIDA branch or ATM for services.

Security Tip

MIDFLORIDA will never contact you and ask for your debit card number, log in credentials or secure passcodes. Call our Help Desk to report any suspicious activity.

Getting Started at MIDFLORIDA

We know switching to a new platform can feel like a big change, and we’re here to make it simple. These tutorials are here to help you navigate your new Free Online Banking experience with confidence, from everyday tasks to helpful features like Bill Pay and Account Alerts.

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To connect your outside accounts, select the External Accounts option, then Add an Account button. A setup tool will pop up to walk you through the steps. You will need your online login credentials for the outside account to complete the setup.

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Opt-In to MIDFLORIDA Membership

Make your MIDFLORIDA membership official so you can take advantage of all the products and services available following the Prime Meridian Bank conversion on April 17. You can easily opt-in to membership by entering your acceptance code using the link below. Your acceptance code can be found in the Approval and Consent letter you received.

If you prefer, you can also give us a call at (877) 727-1275, or visit any Prime Meridian Bank or MIDFLORIDA branch.*

Opt-In to Membership
*By providing consent, you are applying for and agreeing to membership with MIDFLORIDA Credit Union and agree to comply with our Terms and Conditions, which may be amended from time to time. The $1.00 membership deposit will be paid by the Credit Union. The Terms and Conditions and other disclosures applicable to your accounts will be provided to you prior to account conversion. Visit www.midflorida.com/PrimeMeridian to review account disclosures. You may terminate your membership in the Credit Union at any time at your convenience without fees or penalties. If you choose not to become a member of MIDFLORIDA, your account will still move to MIDFLORIDA. However, you will not have access to all of the Credit Union’s products, services and special offers. Insured by NCUA.

Merger Communications

Stay informed with official updates and letters regarding the merger between MIDFLORIDA Credit Union and Prime Meridian Bank. This section will include all communications as they become available.

 

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FAQs

Members continually ask for access to the branch network throughout Florida. This represents a natural expansion plan but offers it at a more accelerated rate. In fact, currently, we have members that live in these areas that bank with us but have no access to a nearby branch.

The culture, as well as the products and services of Prime Meridian mirror MIDFLORIDA’s commitment to customer service and customer needs. Second, the bank’s market represents an opportunity to grow into the panhandle to service existing customers as well as the opportunity to grow. Prime Meridian’s structure complements MIDFLORIDA’s and will result in an even stronger financial institution.

Starting April 20, MIDFLORIDA members will have access to locations in Tallahassee.

By combining each institution’s strengths, Prime Meridian's customers will benefit from a deeper commitment to exceptional service, more convenient hours, and premier products and services with branches across the state.

As of March 1, 2026, Prime Meridian Bank is now MIDFLORIDA Credit Union. Prime Meridian customers will be able to use MIDFLORIDA branches beginning April 20. Prime Meridian customers will receive correspondence during the merger process that will outline details more clearly.

MIDFLORIDA customers will be able to visit the existing Prime Meridian locations beginning April 20.

Prime Meridian Bank customers will continue to bank as normal for now. MIDFLORIDA is committed to providing excellent customer service, and will communicate regularly to keep customers informed. As we move forward with the merger process, customers will receive correspondence that will outline details more clearly to make the transition as smooth as possible.

You can continue using your Prime Meridian Bank credit card just as you always have—there’s no need for a replacement. Your card was issued through First Arkansas Bank & Trust and is serviced by Card Assets, so everything will remain seamless for you.

All employees of Prime Meridian Bank will become employees of MIDFLORIDA Credit Union.

MIDFLORIDA looks forward to expanding access in the Tallahassee area, and we understand there are many exciting changes taking place in a short period of time. As we progress through the conversion process, we remain committed to devoting all resources and focus toward ensuring everything runs smoothly. We expect the extended drive thru hours to start sometime in late 2026 or early 2027 at the existing Prime Meridan Bank locations. However, Prime Meridian customers who are close to other MIDFLORIDA locations may visit any of our 65+ branches and enjoy the extended hours immediately following conversion weekend.

To get updated information, visit midflorida.com/PrimeMeridian, follow MIDFLORIDA on Facebook and Instagram, or view our Merger Announcement Letter.

announcement

Prime Meridian Bank Acquisition

MIDFLORIDA Credit Union has acquired Prime Meridian Bank in Tallahassee, Florida following regulatory approval, marking the organization’s third bank acquisition in the past five years and reinforcing its continued growth across Florida.
Read Press Release

More locations to Serve You

With this merger, members will gain access to additional locations in northern Florida.

Synergized Experience

A blended culture will continue to provide customer-focused services, with expanded offerings in commercial and mortgage business lines.

Strong Community Presence

A broader footprint deepens our investment to be Florida's Community Credit Union.

Still Have Questions?

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